Scottish Friendly Blog

Sir Humprey, can you sort out the children?

Neil Lovatt — Tue, 04 Jun 2013 12:47:38 +0000

Views in this article are those of the author alone and do not necessarily represent the view of Scottish Friendly. I do love Yes Prime Minister. It’s one of the reasons I read Politics at Hull, indeed I remember as a student listening on my walkman (remember those) to taped radio episodes of Yes Minister. [...]

The post Sir Humprey, can you sort out the children? appeared first on Scottish Friendly Blog.

Collateral Damage 2

Neil Lovatt — Wed, 17 Apr 2013 08:23:15 +0000

Views in this article are those of the author alone and do not necessarily represent the view of Scottish Friendly. Last month I wrote about the “accidental” collateral damage about to be inflicted on the friendly society sector due to regulations aimed at outlawing high net worth individuals exploiting a particular tax loophole. Unfortunately there [...]

The post Collateral Damage 2 appeared first on Scottish Friendly Blog.

Budget 2013: Child Trust Funds and Junior ISAs

Neil Lovatt — Wed, 27 Mar 2013 12:05:37 +0000

Scottish Friendly welcome the Chancellor’s decision to consult on the integration of Child Trust Funds and Junior ISAs and urges the chancellor to switch all CTFs to the JISA regime emulating the exchange of former PEP wrappers to ISAs. One need only take a cursory glance at the confusion and poor customer outcomes created in [...]

The post Budget 2013: Child Trust Funds and Junior ISAs appeared first on Scottish Friendly Blog.

Collateral damage

Neil Lovatt — Tue, 19 Mar 2013 16:01:12 +0000

Views in this article are those of the author alone and do not necessarily represent the view of Scottish Friendly. I noted almost a year ago about the death of the Maximum Investment Plan. At the time I was particularly delighted that the government was getting to grips with closing off such an obvious tax [...]

The post Collateral damage appeared first on Scottish Friendly Blog.

Men vs Women: Who are the better savers?

Frazer Armstrong — Tue, 05 Mar 2013 15:18:29 +0000

Here at Scottish Friendly, we recently ran a survey on our website about your saving plans and habits. The survey was conducted in 2012 over a period of 4 weeks and received over 1,600 responses. After generating some key statistics, we produced this infographic to illustrate our findings. Our key to splitting the results was [...]

The post Men vs Women: Who are the better savers? appeared first on Scottish Friendly Blog.

Tweet to win!

Frazer Armstrong — Tue, 05 Mar 2013 13:45:14 +0000

Everybody has their own simple savings tips. Why not tweet them to us for your chance to win a £25 M&S gift voucher. Tweet your tip starting with the hashtag #simplesavingtips. You must also include @scotfriendly in your tweet. Scottish Friendly will select the top ten tips and the winners will be notified using Twitter. To be [...]

The post Tweet to win! appeared first on Scottish Friendly Blog.

Thoughts of the week – Focus group findings

Neil Lovatt — Mon, 18 Feb 2013 16:27:56 +0000

Views in this article are those of the author alone and do not necessarily represent the view of Scottish Friendly. Just back from the focus groups on our new ISA product. It’s a little known fact that only a small percentage of the population use their Stocks & Shares ISA allowance, making it a middle [...]

The post Thoughts of the week – Focus group findings appeared first on Scottish Friendly Blog.

Saving money as a student

Frazer Armstrong — Wed, 13 Feb 2013 16:48:55 +0000

It’s National Student Money Week this week so we thought we’d compile some handy tips for students to follow in order to save them some money. Student loans often don’t stretch very far and working anywhere near full time is often impossible. That said; there are plenty of things students can do to make sure what money [...]

The post Saving money as a student appeared first on Scottish Friendly Blog.

Investment basics for the family

David Strain — Tue, 05 Feb 2013 09:27:34 +0000

Investing for your family’s future When it comes to investing, there’s no time like the present. Whether you want to put some money away for your retirement, a round-the-world trip, or to help with your child’s university fees, the sooner you start, the better. So where to begin? In this article, we look at some [...]

The post Investment basics for the family appeared first on Scottish Friendly Blog.

February is the new January

Jim Gall — Fri, 01 Feb 2013 14:27:11 +0000

I’ve had a few hare-brained money saving schemes in my time and here’s the latest. Cashless February. ‘What is it?’, I hear you ask. Please bear with me and I’ll explain. For me, New Year’s resolutions have always been troublesome. In fact so troublesome that I don’t even bother to attempt them. It probably has [...]

The post February is the new January appeared first on Scottish Friendly Blog.