Soccer Savings and Scottish Friendly have teamed up with Celtic Football Club to give you the chance to start investing for the future.

What does the Supporter Bond offer?

The Supporter Bond and the Under 16s Supporter Bond let you use the special Government tax-free savings allowance that only friendly societies can offer. This allows everyone to save up to £25 a month free of Income and Capital Gains tax and is in addition to other tax-efficient savings you may already have, such as ISAs.

The Scottish Friendly Supporter Bond is a 10 year investment and is designed to let you take full advantage of your tax-free savings allowance. Anyone aged 16-64 can pay into one and the Under 16 version can be taken out for children under the age of 16. At the end of the ten year term, having paid all your premiums, you'll end up with a guaranteed cash sum plus potential bonuses to spend however you wish. Could be ideal to help with further education or training or setting off on a career. If you cash in your plan early, you may not get back as much as you paid in.

At the end of the term, your payout will be tax-free. You should note that the fund in which the Supporter Bond invests cannot claim tax back from dividend income it receives from investments in shares in UK companies. Tax law may change in future.

How much can I save?

You can choose to save £15, £20 or £25 a month in the Supporter Bond or £10, £18 or £25 a month in the Under 16s Supporter Bond.

A guaranteed cash sum - your money in safe hands

When you take out a Supporter Bond, you have the reassurance of knowing that after 10 years, the Bond will pay out a guaranteed minimum cash sum. The value of the guaranteed sum, which protects part of the total investment, is based on your current age (or the age of the child for the Under 16 version) and the amount paid in each month for the whole term. If the bond is cashed in early, it may not pay out as much as has been paid in.

The main long-term growth potential comes from annual bonuses and a final bonus which may be added to the guaranteed cash sum. The value of bonuses, which are not guaranteed, depends on how much profit the with-profits fund makes and how we decide to distribute it. As we don't have any shareholders, all our profits are shared among members like you because when you start saving with Scottish Friendly you become a member of our society. Any final bonus will be added at the end of the term.

Life cover is included

Life cover is automatically included for added peace of mind. This will pay out a tax-free cash sum made up of the guaranteed amount plus any bonuses added in the event of the death of the plan holder during the term of the Supporter Bond.

The amount of life cover depends on your age (or the age of the person you've taken out the Bond for), how much you pay in and may be subject to medical conditions. You should consider whether life cover is appropriate for your financial needs or those of the person you're investing for. Please read the Key Features for full detail on this and other aspects of the Bond.

Apply now

Applying is easy. You can either:

• Click on the Apply Online Now link, read the key features then complete and submit your application today or,
• Click on the Download Application Form link to download an application form and read the Key Features then complete it and post it to:

  Scottish Friendly Assurance, FREEPOST, Glasgow, G2 4BR

When you start saving with us, you'll receive a gift from Soccer Savings. Save £25 per month and receive a 2008/2009 Celtic shirt*. Save £15 - £20 per month and receive gift vouchers**. Save £10 per month and receive "The story of Celtic".

If you are in any doubt as to whether this product is suitable for you please contact your Financial Adviser.

If you apply for this product, for your records, we recommend you print or save a copy of this and any other relevant pages together with a copy of the Key Features.

_{*All gifts will be supplied by Soccer Savings who will contact you to obtain your preferences for shirt size and arrange secure delivery.
**You will receive Celtic gift vouchers to the value of your first monthly premium.}