Tax-free child investments
It’s never too early to build tax-free investments for children under 16. Anyone can invest for a child they care about - whether you're a new parent, grandparent, family member or friend.
With Government changes to Child Trust Fund accounts you may be looking for another way to invest for your child's future. Perhaps you want to put some money aside because you think its a good thing to do. Or you may be looking to invest as a gift idea for a child you love.
Whatever your reason, our tax-free investments for children could be right for you. You can invest tax-free from just £15 a month.
Junior ISA
- Use their tax-free Junior ISA allowance.
- You should consider this a long-term investment.
Child Flexible Plan
- Invest £15 to £25 per month.
- The plan is the property of the child.
Parent's Flexible Plan
- Invest for a child using your own tax-free savings allowance.
- The payout is made to you at the end of the plan term - you stay in control of the money.
Grandchild Flexible Plan
- Invest for a grandchild using their tax-free savings allowance.
- The payout is made to the child at the end of the plan term.
Child Trust Fund
- Invest your child's voucher.
- Babies born on 3rd January 2011 or later, or before 1st September 2002, do not qualify.


