Child Flexible Plan
Tax-free child investment
How their money could grow
It’s impossible to tell you the exact return the child may get in the future but we can give you a rough idea. Take a look at what the child might get back if you start a Child Flexible Plan with Scottish Friendly.
Projected returns on £25 per month invested over 18 years*
Projected returns for illustration only. Remember your original investment is not guaranteed and the child could get back less than the amounts shown.
Investing in the stock market is not without its risks because shares can rise and fall and the child could get back less than you've paid in.
Source: Scottish Friendly. Based on investments of £25 per month for a child aged 3 at outset. *Total amount invested £5,400. These figures are only examples and are not guaranteed. They are based on premiums being paid for the full 18 years. They are not minimum or maximum amounts. What the child gets back depends on how the investment grows and on the tax treatment of the investment. The child could get back more or less than the figures projected above and the total amount invested. The annual rates of growth for the illustration have been based on our reasonable estimate of potential returns and are equal to the maximum projection rates permissible by the Financial Conduct Authority, with the exception of the lower rate which is less than the maximum permitted rate. All the figures include the deduction of the actual charges assumed on the plan. These charges may vary in future. Do not forget that inflation would reduce what the child could buy in the future with the amounts shown. (For more details on the effect of charges on your plan, please see the Key Features).