Home Products Tax-free child investments Parent's Flexible Plan How your money could grow

Parent's Flexible Investment Plan

Tax-free with parental control

How your money could grow

It’s impossible to tell you the exact return you may get in the future but we can give you a rough idea. Take a look at what you might get back if you start a Flexible Plan with Scottish Friendly.

Projected returns on £25 per month invested over 18 years*

£6,780 projected value at 4% per year, £9,070 projected value at 7% per year, £11,000 projected value at 9% per year.

Projected returns for illustration only. Remember your original investment is not guaranteed and you could get back less than the amounts shown.

Investing in the stock market is not without its risks because shares can rise and fall and you could get back less than you've paid in.

Source: Scottish Friendly. Based on someone aged 30 at outset investing £25 per month. *Total amount invested £5,400. These figures are only examples and are not guaranteed. They are based on premiums being paid for the full 18 years. They are not minimum or maximum amounts. What you get back depends on how your investment grows and on the tax treatment of the investment. You could get back more or less than the figures projected above and the total amount invested. The annual rates of growth for the illustration have been based on our reasonable estimate of potential returns and are equal to the maximum projection rates permissible by the Financial Conduct Authority, with the exception of the lower rate which is less than the maximum permitted rate. All the figures include the deduction of the actual charges assumed on the plan. These charges may vary in future. Do not forget that inflation would reduce what you could buy in the future with the amounts shown. (For more details on the effect of charges on your plan, please see the Key Features).

Taking out an investment plan with us is straightforward

Thank you for choosing to apply. All you have to do is follow three simple steps:

  1. Before you apply, please ensure that you have read and understood the information provided on the Parent's Flexible Plan.
  2. Then download and carefully read the Key Features.
  3. Finally complete the online application, specifying the date on which you wish payments to start and we'll begin processing your plan immediately.

Apply now

Before you continue, you should ensure you have read and understood the Key Features document. This is our standard client agreement upon which we intend to rely. For your own benefit and protection you should read these terms carefully. If you do not understand any point please ask for further information.

Call us on 0333 323 5433 if you have any further questions about this plan or how to apply for a Parent's Flexible Plan. The information provided relates to Scottish Friendly only.

Lines are open 8.30am-5.30pm, Monday to Friday.

Scottish Friendly may record and monitor calls.

Our website uses cookies. Find out more about how our site works and how we put you in control.

Scottish Friendly is not responsible for the accuracy of the information displayed on externally linked third party websites. The Scottish Friendly Group of Companies consists of the following companies: Scottish Friendly Assurance Society Limited – Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Member of AFM, Member of ABI: Life, Savings and Investments. Scottish Friendly Asset Managers Limited – Authorised and regulated by the Financial Conduct Authority. Member of IMA. Registered in Scotland No 187215: OEIC Managers, ISA Managers. Scottish Friendly Insurance Services Limited – Authorised and regulated by the Financial Conduct Authority. Registered in Scotland No 113007. SFIS (Nominees) Limited - Registered in Scotland No 397351. Head office: Scottish Friendly House, 16 Blythswood Square, Glasgow G2 4HJ.