Scottish Friendly Assurance

Home
Tax-free investments
Tax-free investments for you. Make full use of your tax-free investment allowances with our ISA, Tax-Free Flexible Plan and MiBond products.
Tax-free child investments
Build tax-free investments for the children. Whether you're a new parent or even a grandparent, it's never too early to start investing for their future.
Tax-Free family investments
- Family Flexible Plan
Build tax-free investments for your family and beat the taxman together. It's never too early to start investing for your family's future.
Life cover
Customer centre
Contact us

Principles and Practices of Financial Management

The following documents explain the Principles and Practices of Financial Management that Scottish Friendly apply in managing their With Profits funds and in ensuring that customers are treated fairly. Consumer friendly versions of these documents are also available.

The PPFM for Conventional Business (PDF) relates to our Scottish Bond, Child Bond, Prosperity and Regular Savings Plan and business where home service agents originally collected policy premiums in cash.
The PPFM for Unitised Business (PDF) relates to our Bonus ISA, MoneyBuilder and Mi-Bond.
The PPFM for ex-Rational Shelley policies (PDF) relates to with-profits business transferred from Rational Shelley.
The PPFM for ex-Scottish Legal Life policies (PDF) with-profits business transferred from Scottish Legal Life.
The PPFM for ex-LANMAS policies (PDF) for with-profits business transferred from London Aberdeen & Northern Mutual Assurance Society.
The Terms of Reference of With Profits Advisory Arrangement (PDF)

The following documents are called the Consumer Friendly Principles and Practices of Financial Management (CFPPFM) and provide a summary of the contents of the PPFM.

The CFPPFM for Conventional Ordinary Business (PDF) relates to our Scottish Bond, Child Bond, Prosperity and Regular Savings Plan.
The CFPPFM for Unitised Ordinary Business (PDF) relates to our Bonus ISA and MoneyBuilder.
The CFPPFM for Conventional Industrial Business (PDF) relates to where home service agents originally collected policy premiums in cash.
The CFPPFM for ex-Rational Shelley policies (PDF) relates to with-profits business transferred from Rational Shelley.
The CFPPFM for ex-Scottish Legal Life policies (PDF) relates to with-profits business transferred from Scottish Legal Life.
The CFPPFM for ex-LANMAS policies (PDF) relates to with-profits business transferred from London Aberdeen & Northern Mutual Assurance Society.

Scottish Friendly's Report to With Profits Policyholders for 2011 (PDF)

You will need the Adobe Acrobat Reader (opens in a new browser window) to view the PDFs. If you do not have it you can download it for free from the Adobe website.

Scottish Friendly is not responsible for the accuracy of the information displayed on externally linked third party websites. The Scottish Friendly Group of Companies consists of the following companies: Scottish Friendly Assurance Society Limited – Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Member of AFM, Member of ABI: Life, Savings and Investments. Scottish Friendly Asset Managers Limited – Authorised and regulated by the Financial Conduct Authority. Member of IMA. Registered in Scotland No 187215: OEIC Managers, ISA Managers. Scottish Friendly Insurance Services Limited – Authorised and regulated by the Financial Conduct Authority. Registered in Scotland No 113007. SFIS (Nominees) Limited - Registered in Scotland No 397351. Head office: Scottish Friendly House, 16 Blythswood Square, Glasgow G2 4HJ.

Site by Line Digital