Disposable Income Index from Scottish Friendly

The Scottish Friendly Disposable Income Index uses new survey data to provide a unique insight into the financial health of the UK population. Using detailed data on household incomes and expenditure, we analyse how much cash households have left after buying the essentials needed to take part in modern society, and explore the implications for our financial wellbeing and security.

Although headline measures suggest that prospects for UK consumers are looking up, this analysis looks below the surface to see how UK households are coping.

Download the latest report