Home Products Long-term investments OEIC

Long Term Investing in OEIC Funds

Long-term investment

The Scottish Friendly OEIC is a medium to long-term investment plan that provides expert help from experienced fund managers and aims to deliver capital growth after 5 to 10 years. The table below provides all the plan detail and things you should consider. For more information on OEIC please visit the in detail tab.

Get professional investment management from experts in the field
Your OEIC Investment Plan Things you should consider
  • If you’ve already used up your stock and shares ISA allowance, build your savings habit by investing from only £15 per month. Or invest with a lump sum from just £500.
  • Give your regular or lump sum payments access to the long term growth potential of the stockmarket from a choice of two actively managed funds.
  • Our funds are actively managed with the objective of outperforming similar funds.
  • Our Managed Growth Fund invests in a range of assets including UK and global shares, bonds and cash.
  • Our UK Growth Fund means you invest in leading UK companies.
  • All gains are subject to capital gains tax but you are allowed up to £10,600 in profits in the tax year 2011-2012 without paying tax.
  • Flexibility is built in. You can start, stop, raise or lower your payments whenever you like and cash in whenever you want although you should expect to keep your money invested for at least 5 years.
  • The value of investments and the income from them can go down as well as up and you could get back less than you have paid in. The value of your investment is not guaranteed.
  • The performance of actively managed funds depends on the manager's ability to select stocks and shares that can grow.
  • Tax treatment depends on your individual circumstances and tax law may change in the future.
  • Any income paid from the fund is paid after the deduction of tax at the basic rate. Higher rate taxpayers may have to pay additional tax on any income.
  • You should consider this a medium to long-term investment for a period of at least 5 years.
  • The Managed Growth Fund can hold currencies other than Sterling. As a result, exchange rate movements may affect your investment as well as price movements.

Find out more

 

No advice has been provided by Scottish Friendly in relation to this plan. If you are in any doubt as to whether this plan is suitable for you, you should contact a financial adviser for advice. If you do not have a financial adviser, you can get details of local financial advisers by visiting www.unbiased.co.uk. Advisers may charge for providing such advice and should confirm any cost beforehand.

Apply now

Taking out an investment plan with us is straightforward

Thank you for choosing to apply. All you have to do is follow five simple steps:

  1. Before you apply, please ensure that you have read and understood the information provided on the OEIC.
  2. Then download and carefully read the Key Features.
  3. Download the OEIC application form.
  4. Print your completed application form, then sign and date it correctly.
  5. Finally, post your completed application form to
    Scottish Friendly Assurance, Freepost, Glasgow, G2 4BR.

Download Application Form

Before you continue, you should ensure you have read and understood the Key Features document. This is our standard client agreement upon which we intend to rely. For your own benefit and protection you should read these terms carefully. If you do not understand any point please ask for further information.

Call us on 0333 323 5433 if you have any further questions about this plan or how to apply for the OEIC.

Lines are open 8.30am-5.30pm, Monday to Friday.

Scottish Friendly may record and monitor calls.

The Scottish Friendly Marketing Group is authorised and regulated by the Financial Services Authority, the financial regulator for the United Kingdom, and consists of the following companies: Scottish Friendly Assurance Society Limited: Life, Pensions, Savings and Investments. Member of ABI and AFM; Scottish Friendly Asset Managers Limited: OEIC Managers, ISA Managers. Registered in Scotland No. 187215; Scottish Friendly Insurance Services Limited. Registered in Scotland No. 113007; SFIS (Nominees) Limited. Registered in Scotland No 397351; Scottish Friendly Trustee Company Limited. Registered in Scotland No 312652. Head office: Scottish Friendly House, 16 Blythswood Square, Glasgow G2 4HJ.