Get an extra £200 of funeral benefits
from Golden Charter

With the Scottish Friendly Over 50's Guaranteed Protection Plan, you can choose our Golden Charter funeral benefit option. Provided the amount of cover you select is under £5,000 (please refer to the rate tables to check this), £200 of funeral benefits will be provided by Golden Charter if the policy proceeds are used towards your funeral. Golden Charter, the UK's leading independent funeral plan provider, will also select a funeral director who is situated close to your home.

Terms and conditions

By ticking the box on the application form, you agree to legally nominate the policy proceeds to Golden Charter Limited to be used to pay the selected funeral director for the funeral. In the event that the policy proceeds are in excess of what is required for the funeral, then Golden Charter will pay the difference to your estate. If the cost of the funeral is greater than the sum assured, then your estate will be required to pay any difference. This is subject only to the funeral having been conducted by one of Golden Charter's list of independent family funeral directors who are represented throughout the UK. The £200 will be applied either by discounting the normal cost of the funeral or adding services to that value. The nomination will automatically end if you should marry after your plan is set up. However you can set up the nomination again after your marriage by writing to Scottish Friendly to confirm this.

Once the policy has been in force for 28 days and Golden Charter has been advised of your agreement to nominate the policy proceeds to them, you will receive a letter of confirmation and a welcome pack from Golden Charter which should be kept safely with the policy document.

You have the right to change your mind about this at any time. If you wish to cancel the funeral element of this policy, please notify Scottish Friendly and Golden Charter in writing. If you cancel either the funeral element of the plan or the nomination then you will receive no funeral benefit.

To return to the Over 50's Protection Plan click here