Soccer Savings and Scottish Friendly have teamed up with Portsmouth Football Club to give you the chance to start investing for the future.

What does the Supporter Bond offer?

The Supporter Bond and the Under 16s Supporter Bond let you use the special Government tax-free savings allowance that only friendly societies can offer. This allows everyone to save up to £25 a month free of income and capital gains tax and is in addition to other tax-efficient savings you may already have, such as ISAs.

The Scottish Friendly Supporter Bond is a 10-year savings plan and is designed to let you take full advantage of your tax-free savings allowance. Anyone aged between 16 and 55 can pay into one and the Under 16 version can be taken out for children under the age of 16. At the end of the ten year term, having paid all your premiums, you'll end up with a guaranteed cash sum plus potential bonuses to spend however you wish. This could be ideal to help with further education or training or setting off on a career. If you cash in before the end of the 10 year savings period, you may not get back as much as you paid in.

When you invest with the Supporter Bond, you're saving tax-free in two ways.

• First, unlike most investments and savings accounts, your money grows free from tax (other than tax on dividends from UK shares).
• Second, you don't pay tax on the payout when your bond matures.

 

Your money will be invested in the Scottish Friendly With-Profits fund. This is managed across a range of assets for long-term growth, as well as providing a degree of security in the form of a guaranteed minimum cash sum at the end of 10 years. The 'How we invest your money' guide provides full details of how we go about managing your money. Your actual guaranteed minimum cash sum will depend on your age (or the age of the child for the Under 16 version) and how much you pay in each month. Please remember if you cash in your bond early, you may not get back as much as you have paid in. If you cash in within the first 2 years, you will get nothing back.

How much can I save?

You can choose to save £15, £20 or £25 a month in the Supporter Bond or £10, £18 or £25 a month in the Under 16s Supporter Bond.

A guaranteed cash sum after 10 years
- your money in safe hands

The Supporter Bond offers a convenient way of building your savings and your payout is made up of two parts:

• A guaranteed minimum cash sum after 10 years: your bond is invested in our With-Profits fund which is managed across a range of assets for long-term growth, as well as providing a degree of security in the form of a guaranteed minimum cash sum at the end of 10 years. At first, your guaranteed minimum cash sum will be less than your total payments into the bond, however it is designed to grow through the addition of bonuses.
• Potential bonuses: the main long-term growth potential of your bond is through the addition of regular bonuses and a potential final bonus. The value of any regular and final bonus we add is based on how much profit we make, our actual charges and investment returns and how we distribute this to members. Future bonuses are not guaranteed.

 

Life cover is included

Life cover is automatically included for added peace of mind. This will pay out a tax-free cash sum made up of the guaranteed amount plus any bonuses added in the event of the death of the plan holder during the term of the Supporter Bond.

The amount of life cover depends on your age (or the age of the person you've taken out the bond for), how much you pay in and may be subject to medical conditions. You should consider whether life cover is appropriate for your financial needs or those of the person you're investing for. Please read the key features for full detail on this and other aspects of the bond.

Apply now

Applying is easy. You can either:

• Click on the Apply Online Now link, read the key features and 'How we invest your money' guide then complete and submit your application today or,
• Click on the Download Application Form link to download an application form and read the key features and 'How we invest your money' guide then complete it and post it to:

  Scottish Friendly Assurance, FREEPOST, Glasgow, G2 4BR

When you start saving with us, you'll receive a gift from Soccer Savings. Save £25 per month and receive a 2009/2010 Portsmouth shirt*. Save £15 - £20 per month and receive gift vouchers**. Save £10 per month and receive "Pompey: FA cup winners" book.

If you are in any doubt as to whether this product is suitable for you please contact your Financial Adviser.

If you apply for this product, for your records, we recommend you print or save a copy of this and any other relevant pages together with a copy of the key features and 'How we invest your money' guide.

_{*All gifts will be supplied by Soccer Savings who will contact you to obtain your preferences for shirt size and arrange secure delivery.
**You will receive Portsmouth gift vouchers to the value of your first monthly premium.}