RestEazy Over 40s Guaranteed Protection Plan

Over 40s Guaranteed Protection Plan

What does the Over 40's Guaranteed Protection Plan offer?

The Over 40s Guaranteed Protection Plan is designed to pay your family a guaranteed fixed cash sum on your death. It helps you take care of what's important so you can get on with enjoying life. The table below provides all the plan detail and things you should consider. For more information on Over 50 please visit the in detail tab.

From as little as 27p a day you get life cover for the over 40s.
i Your Over 40s Guaranteed Protection Plan i Things you should consider 
  • A simple, affordable way to leave your family a cash lump sum or help pay for funeral expenses when you die.
  • After 2 years, a fixed guaranteed cash lump sum is payable on death, provided you keep up your premiums.
  • Guaranteed acceptance – no matter what your state of health .
  • Guaranteed, no medical questions whatsoever.
  • Premiums are guaranteed not to rise.
  • Premiums cease at age 85 but your life cover still continues.
  • To apply you need to be a UK resident aged between 40 and 80.
  • Your lump sum is fixed so inflation will reduce what can be bought with this.
  • The plan will only pay out the lump sum after 2 years’ payments have been made. If you die before then, only a return of premiums will be paid.
  • Depending on how long you live, you could pay more into the plan than is paid out.
  • If you stop paying into the plan before 85, your life cover will stop. No cash in value will be paid.
  • As the lump sum is paid to your estate, there could be an inheritance tax charge (if your estate is large enough). 

Find out more

 

No advice has been provided by Scottish Friendly in relation to this plan. If you are in any doubt as to whether this plan is suitable for you, you should contact a financial adviser for advice. If you do not have a financial adviser, you can get details of local financial advisers by visiting www.unbiased.co.uk. Advisers may charge for providing such advice and should confirm any cost beforehand.

Taking out a plan with us is straightforward

Thank you for choosing to apply. All you have to do is follow three simple steps:

  1. Before you apply, please ensure that you have read and understood the information provided on the Over 40s Guaranteed Protection Plan.
  2. Then download and carefully read the Key Features.
  3. Finally complete the online application, specifying the date on which you wish payments to start and we'll begin processing your plan immediately.

Apply now

Before you continue, you should ensure you have read and understood the Key Features document. This is our standard client agreement upon which we intend to rely. For your own benefit and protection you should read these terms carefully. If you do not understand any point please ask for further information.

Call us on 0333 323 5433 if you have any further questions about this plan or how to apply for a Over 40s Guaranteed Protection Plan.

Lines are open 8.30am-5.30pm, Monday to Friday.

Scottish Friendly may record and monitor calls.