Our Tax Free Flexible Plan
Tax-free in addition to your ISA
How your money could grow
Because the Tax-Free Flexible Plan is an investment plan linked to the stock market, we can’t tell you exactly how much you may get in the future. However the table below gives you a rough idea:
Projected returns on £25 per month invested over 15 years*
Projected returns for illustration only. Remember your original investment is not guaranteed and you could get back less than the amounts shown.
Investing in the stock market is not without its risks because shares can rise and fall and you could get back less than you've paid in.
Source: Scottish Friendly. Based on someone aged 30 at outset investing £25 per month. *Total amount invested £4,500. Based on current tax law, which may change.
These figures are only examples and are not guaranteed. They are based on premiums being paid for the full 15 years. They are not minimum or maximum amounts. What you get back depends on how your investment grows and on the tax treatment of the investment. You could get back more or less than the figures projected above and the total amount invested. Do not forget that inflation would reduce what you could buy in the future with the amounts shown. (For more details on the effect of charges on your plan, please see the Key Features).
The annual rates of growth for the illustration have been based on our reasonable estimate of potential returns and are the maximum projection rates permissible by the Financial Conduct Authority, with the exception of the lower rate which is less than the maximum permitted rate. All the figures include the deduction of the actual charges assumed on the plan. These charges may vary in future.