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Stocks & Shares ISA (Individual Savings Account)

A tax-free investment

Shelter your money from the taxman with our Stocks & Shares Individual Savings Account. The table below provides a useful summary of the Scottish Friendly Stocks and Shares ISA and you can find more information by visiting the in detail tab.

Pay in from £15 a month. Invest up to £11,520 this tax year.
i Your Stocks & Shares ISA i Things you should consider
  • Build up a savings habit and use your tax-free stocks and shares ISA allowance by investing from only £15 a month, or a lump sum from just £500 or a mixture of both.
  • Invest even if you have a Cash ISA.
  • All capital gains and your final pay-out will be free of any taxes
  • Give your regular or lump sum payments access to the long term growth potential of the stockmarket with a choice of two actively managed funds.
  • Our funds are actively managed with the objective of outperforming similar funds.
  • Our UK Growth Fund invests in a selected range of leading UK companies.
  • Our Managed Growth Fund invests in a range of assets including UK and global shares, bonds and cash.
  • Flexibility is built in. You can start, stop, raise or lower your payments whenever you like and cash in whenever you want.
  • Stocks and shares investments can go down as well as up and you could get back less than you have paid in.
  • The performance of actively managed funds depends on the manager's ability to select stocks and shares that can grow.
  • You should consider this a medium to long-term investment for a period of at least five years.
  • Tax-free means the fund your plan invests in grows free of income and capital gains tax (other than tax on dividends from UK shares).
  • Tax treatment depends on your individual circumstances and tax law may change in future.
  • The Managed Growth Fund can hold currencies other than Sterling. As a result, exchange rate movements may affect your investment as well as price movements.
  • You can invest up to £11,520 in a stocks and shares ISA in the current tax year, less any amounts subscribed to a cash ISA with another ISA manager.

Find out more

 

No advice has been provided by Scottish Friendly in relation to this plan. If you are in any doubt as to whether this plan is suitable for you, you should contact a financial adviser for advice. If you do not have a financial adviser, you can get details of local financial advisers by visiting www.unbiased.co.uk. Advisers may charge for providing such advice and should confirm any cost beforehand.

Apply now

Taking out an investment plan with us is straightforward

Thank you for choosing to apply. All you have to do is follow five simple steps:

  1. Before you apply, please ensure that you have read and understood the information provided on Stocks & Shares ISA.
  2. Then download and carefully read the Key Features and Key Investor Information Documents relevant to your selected fund(s).
  3. Download the Stocks & Shares ISA application form.
  4. Print your completed application form, then sign and date it correctly.
  5. Finally, post your completed application form to:
    Scottish Friendly Assurance, Freepost, Glasgow, G2 4BR.

Download Application Form

Before you continue, you should ensure you have read and understood the Key Features document. This is our standard client agreement upon which we intend to rely. For your own benefit and protection you should read these terms carefully. If you do not understand any point please ask for further information.

Call us on 0333 323 5433 if you have any further questions about this plan or how to apply for the Stocks & Shares ISA. The information provided relates to Scottish Friendly only.

Lines are open 8.30am-5.30pm, Monday to Friday.

Scottish Friendly may record and monitor calls.

Scottish Friendly is not responsible for the accuracy of the information displayed on externally linked third party websites. The Scottish Friendly Group of Companies consists of the following companies: Scottish Friendly Assurance Society Limited – Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Member of AFM, Member of ABI: Life, Savings and Investments. Scottish Friendly Asset Managers Limited – Authorised and regulated by the Financial Conduct Authority. Member of IMA. Registered in Scotland No 187215: OEIC Managers, ISA Managers. Scottish Friendly Insurance Services Limited – Authorised and regulated by the Financial Conduct Authority. Registered in Scotland No 113007. SFIS (Nominees) Limited - Registered in Scotland No 397351. Head office: Scottish Friendly House, 16 Blythswood Square, Glasgow G2 4HJ.