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Child Bond


What is it?

It's tax-free investing using your child's tax exempt savings allowance exclusively available to friendly societies.

What is it for?

It's a fixed-term investment which could provide your child with a tax-free lump sum to help them take their first footsteps into adult life.

At a glance

The Child Bond is a tax exempt savings plan which offers tax-free growth potential.

Start from an affordable £10 to £25 a month.

Your child will receive a guaranteed minimum cash sum after either 10 years of investing, or on their 18th or 21st birthday.

Available to children aged under 16 who are resident in the UK.

How it works

Read on to find out more about how our Child Bond works and consider whether an Investment Bond is right for them.

Apply online

Starting your plan with Scottish Friendly is safe, easy and you can complete your application online today. Once you're comfortable with the way our Child Bond works, make sure you've read the Key Features and How we invest your money documents and then you can apply online.

Why choose Scottish Friendly?

  • Established 1862

    We've been helping customers to invest for over 150 years.

  • We're a mutual

    That means any profits are used to benefit our members - people like you.

  • You're protected

    Your money is protected by the Financial Services Compensation Scheme.