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Invest for your child

At Scottish Friendly we believe everyone should be able to save and invest for their child's future to help them take their first footsteps into adult life.

That's why we're here to help you navigate the monetary maze.

Some reasons to invest

To buy their first car

They'll likely want a flashy sports car, but a basic hatchback will get them from A to B. Having a fund saved up can help get them moving.

Towards university

Whether it's money towards fees or supporting their student lifestyle, they'll call on you to fund some cash while they hit the books.

Towards a house deposit

Savings and investments are what will open the door to owning a home and help get them moving (out!).

Investing with a Junior ISA

If you're just getting started with investing for your child, you might want to think about a Junior ISA. Junior ISAs offer tax-free investing, putting your money to work using the long-term growth potential of the stock market.

Junior ISAs belong to your child and can't be accessed by them until they turn 18.

You can invest up to £4,128 in the 2017/2018 tax year. Once set up, family and friends can also contribute.

Tax-free means the funds grow free from tax, with the exception of tax we've already paid on your behalf (such as on dividends from UK shares).

Getting started with a Junior ISA

At Scottish Friendly, our Junior ISA lets you manage your investments to suit your circumstances and starts from an affordable £10 a month.

More about saving and investing

If you're confused about Junior ISAs and the different types and would like to know more, our guide could help.

If you're just getting started with saving or investing our guide explains what you should do before you start, and how putting money aside can help you prepare for the future.

Our recent survey revealed that almost half of UK households regularly save or invest each month. See how you compare by visiting our Insights Hub.

Why choose Scottish Friendly?

  • Established in 1862

    We've been helping customers to invest for over 150 years. 

  • We're a mutual

    That means all our profits are used to benefit our members - people like you.

  • You're protected

    Your money is protected by the Financial Services Compensation Scheme.