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Child Friendly. Tax Friendly. Give Their Future A Boost Friendly.

Launch a My Select (Junior ISA) today for real saving superpower potential.

After you invest we'll pay up to £100 into their Junior ISA. Gift terms apply.

Could be right for you and your child if...

  • You want to invest for your child from £10 a month or make a lump sum payment of £50 or both. The funds belong to the child and can only be accessed by them when they turn 18.

  • You want a choice of 9 funds, including a Unitised With-Profits fund that comes with a guaranteed minimum payout when the child turns 18, provided no switches or withdrawals are made.

  • You want to manage their money online with our My Plans online portal.

About our My Select (Junior ISA)

Our My Select (Junior ISA) is a tax-efficient plan that can help you invest for your child's future over the medium to long-term. When you invest in a Junior ISA, the money belongs to the child.

Flexible payment from just £10 a month or a lump sum of £50 or both. You can increase, decrease and pause payments at any time.

Invest alongside a cash Junior ISA up to the current annual limit of £9,000.

Once it's been set-up by a parent or guardian, anyone can pay money in.

Invest in a My Select (Junior ISA) between 4 March and 30 April, and we'll pay up to £100 cashback into their Junior ISA. Gift terms apply.

ILP23-Win-JISAprv.svg

Winner of Best Junior ISA Provider 2023 for the 5th year running at the Investment Life and Pensions Moneyfacts Awards and winner of Best Junior ISA Provider 2023 at the World Business Outlook Awards.

What could my child get back?

See how their money could grow based on your premium and fund choice within a My Select (Junior ISA). This tool provides examples of what they could get back in the future based on a payment amount.

Select the amount you’d like to invest:
Select how many years you’d like to invest for:
Select a yearly payment increase rate:

Projected returns on

  • lump sum
  • per month
  • Invested in the
  • Over years at
  • yearly payment increase rate
  • * Total amount invested of at per month

0.25% assumed annual growth

3.25% assumed annual growth

6.25% assumed annual growth
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ISA Prize Draw

It's good to get into a regular savings and investment habit. Plus when you open a new ISA or add a new policy to your existing ISA with us, you'll automatically be entered into our prize draw for a chance to be one of three lucky winners to win back the total amount you've invested this tax year, up to £20,000!

 

Exclusions, terms and conditions apply 

Benefits & Rewards

Up to £100 cashback into their Junior ISA on us

For a limited time only, between 4 March and 30 April,  we'll pay up to £100 into the Junior ISA  for your child after you start investing.

For regular monthly payments set at less than £50 a month, your child will receive a £50 one off payment into their Junior ISA on us. For regular premiums of £50 or more a month, they'll receive the initial £50 payment and a further £50 payment after 6 regular monthly payments have been made.

 

Monthly Premium Amount Cashback Amount (paid into the child's Junior ISA)
Up to £49.99 1 x £50 payment
From £50 2 x £50 payment

 

Read the full welcome gift terms and conditions of the welcome gift payment.

 

My Benefits Discount Card

 

Once you have applied, you can sign up for My Plans where you will be able to manage your account online. And, if you opt to go paperless, we'll send you a My Benefits card.

My Benefits gives you access to fantastic savings and offers from thousands of leading brands and local outlets. This includes offers on eating out, leisure, travel and holidays, household goods, gym membership, DIY and electricals from a range of retailers.

Ready to start investing?

It takes around five minutes to get started.  You’ll just need a debit card to hand. Please make sure you’ve read the Product Guide and the Key Information Document for the funds you wish to select.

Learn more

Investing can seem like a tricky business, so if you have a few questions or aren't sure where to start, we have some useful guides to help get you started.

Helping families to save and invest for over 160 years

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