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My MoneyBuilder Select (ISA) - ISA with a guarantee

My MoneyBuilder Select (ISA) gives you a guarantee on your 10 year anniversary as well as growth potential, as long as you don't make any withdrawals or switch out of the fund. Capital at risk.

Could be right for you if...

  • You want to invest from £10 a month or make a lump sum payment of £100 or both.

  • You want a single fund choice with a guaranteed minimum cash lump sum on your 10-year anniversary of investing. Terms apply.

  • You want to manage your ISA online and on the go with our My Plans online portal and mobile app available on the App Store and Google Play.

About our My MoneyBuilder Select (ISA)

When you set up a My MoneyBuilder Select (ISA), your money will be invested in an investment policy within a Scottish Friendly ISA. The policy then invests in our Unitised With-Profits fund, which you can read more about in the 'Invest in a single fund?' section.

Flexible payments let you invest from £10 a month, or make a lump sum payment of £100 or both.

Invest alongside other ISA types up to your annual £20,000 ISA limit.

You can also choose to automatically raise your monthly payment amount by a set percentage every year - e.g. 2.5%, 5% or 10%. This is called your yearly payment increase rate.

Get a welcome gift worth £60 after you start investing.

Could you invest more?

If you would like to pay in regular contributions of £100 a month or more and don’t need the flexibility of stopping, lowering or restarting your payments, we have another product that could be more suited to you. My Prime (ISA) gives you access to the same funds, whilst enabling you to invest more.

What you could get back?

See how your money could grow based on your premium and fund choice within a My MoneyBuilder Select (ISA). This tool provides examples of what you could get back in the future based on a payment amount.

Select the amount you’d like to invest:
Select how many years you’d like to invest for:
Select a yearly payment increase rate:

Projected returns on

  • lump sum
  • per month
  • Invested in the
  • Over years at
  • yearly payment increase rate
  • * Total amount invested of at per month

0.25% assumed annual growth

3.25% assumed annual growth

6.25% assumed annual growth
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Benefits & Rewards

When you apply we’ll send you a welcome gift – a £60 My Rewards gift voucher. You can redeem your voucher at numerous outlets across the UK including the Apple store and John Lewis and Partners. Once registered you will be able to access the full list of retailers. We reserve the right to refuse the issue of gifts where multiple ISA applications have been made, and where we consider that the terms of this reward offer have been abused. 

Ready to start investing?

It takes around five minutes to get started.  You’ll just need a debit card and your national insurance number to hand.  Please make sure you’ve read the Product Guide and the Key Information Document for the fund you wish to select.

Helping families to save and invest for 160 years

Learn more

Investing can seem like a tricky business, so if you have a few questions or aren't sure where to start, we have some useful guides to help get you started.

Need help?

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