Skip to content

Baby Junior ISA

We know investing in your child's future may not be at the top of your list after your baby has been born, however we're here to make the process of opening a Junior ISA as painless as possible. Please remember that over time, inflation can impact on the value of your savings and investments. 

Why open a Baby Junior ISA?

Opening a Junior ISA could give your child a head start to their adult life and give them the freedom to choose where their savings are used when they turn 18. 

Investing for their future may give them a better chance to get on the property ladder, study for their dream job or marry their childhood sweetheart. 

Invest from £10 a month or more, a lump sum from £50 or transfer in from another Junior ISA provider. 

Winner of Best Junior ISA provider for the 3rd year running at the Investment Life and Pensions Moneyfacts Awards.

We'll pay in £50 for your child when you take out a My Select (Junior ISA).

Make the most of your money in the longer term

The world of savings and investing can be overwhelming at times. We're here to give you the knowledge to help you make the right choice for you and the child you are investing for. There are two types of Junior ISA. Cash Junior ISA and Investment Junior ISA. 


With Cash Junior ISAs your savings are secure and will gain interest based on the rates offered. Investment Junior ISAs allow you to invest in a range of assets, such as bonds, property or stocks and shares and are generally considered to have higher growth potential than a Cash Junior ISA. However, there is also the risk that you may get back less than you've paid in. 


At Scottish Friendly we offer Investment Junior ISAs. Below are some more of the main features of our My Select (Junior ISA).

Our Junior ISA invests in stocks & shares which gives it access to the growth potential of the stock market. You have a choice of 9 funds from low to high risk. 

Only a parent or guardian can take out a Junior ISA on a child's behalf however the Junior ISA belongs to the child and the money is theirs when they turn 18.

Anyone can contribute to a Junior ISA: grandparents, friends, and family alike. Another option would be using your own ISA allowance to invest for a child. 

Manage your child's investment on our easy to use App, or on our online My Plans portal. You'll be able to easily track and manage your child's investment, change your regular payment amount and much more. 

Need help?

Top suggestions
    We couldn't find any results matching your search terms.