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Scottish Bond

What is it?

It's tax-free investing using your tax exempt savings allowance exclusively available to friendly societies.

What is it for?

It's a 10 year fixed-term investment perhaps towards a dream holiday, new car or just for a rainy day.

At a glance

The Scottish Bond is a tax exempt savings plan which offers you tax-free growth potential.

Start from an affordable £15 to £25 a month.

Receive a guaranteed minimum cash sum after 10 years of investing.

Invest today and you could win 1 of 21 cash prizes of £500. Prize draw terms and conditions apply. No purchase necessary.

How it works

Read on to find out more about how our Scottish Bond works and consider whether it's right for you.

Apply online

Starting your plan with Scottish Friendly is safe, easy and you can complete your application online today. Once you're comfortable with the way our Scottish Bond works, make sure you've read the Product Guide and Key Information Document and then you can apply online.

Why choose Scottish Friendly?

  • Established 1862

    We've been helping customers to invest for over 150 years.

  • We're a mutual

    That means any profits are used to benefit our members - people like you.

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