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Scottish Bond

What is it?

It's tax-free investing using your tax exempt savings allowance exclusively available to friendly societies.

What is it for?

It's a 10 year fixed-term investment perhaps towards a dream holiday, new car or just for a rainy day.

At a glance

The Scottish Bond is a tax exempt savings plan which offers you tax-free growth potential.

Start from an affordable £15 to £25 a month.

Receive a guaranteed minimum cash sum after 10 years of investing.

How it works

Read on to find out more about how our Scottish Bond works and consider whether it's right for you.

Apply online

Starting your plan with Scottish Friendly is safe, easy and you can complete your application online today. Once you're comfortable with the way our Scottish Bond works, make sure you've read the Product Guide and Key Information Document and then you can apply online.

Helping families to save and invest for over 150 years

  • Proud to be a mutual

    We're owned and run for the benefit of our members - people like you!

  • Award winning

    Best Mutual Insurer: UK Awards, 2019, 2020 & 2021
    Best Junior ISA Provider:
    Moneyfacts Investment Life & Pension Awards 2019, 2020 & 2021

  • We're rated 'great'

    Our customers have rated their experience with us as 'great' on Trustpilot.

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