Tax Friendly. Wallet Friendly. Investment Guarantee Friendly.

Our My Easy Choice (ISA) comes with a 10-year guarantee. Friendlier investing for you and your family.

Capital at risk. Investment guarantee and tax rules apply.

Taking care of your future together

We’re here to make investing in your family's future friendly and fuss-free. Not sure where to start or looking to find out more? Don't worry. We'll guide you every step of the way. 

Stocks & Shares ISAs

Boost your savings potential with our Investment ISAs. Invest for a rainy day or towards the prospect of a sunnier future.

Stocks & Shares Junior ISAs

Invest in your child's future with our Junior ISAs. From their first car to a helping hand into adult life, start building for their tomorrow, today.

Over 50's Life Insurance

Plan for some peace of mind with our Over 50's life insurance. Ensure your loved ones are cared for when you're no longer around.

For our Investment ISAs and Junior ISAs, keep in mind stock market investments can go down as well as up and you could get back less than you’ve invested. Tax treatment depends on individual circumstances and tax rules could change in the future. Junior ISA investments belong to the child and cannot be accessed until they turn 18. A £50 exit fee applies within the first 5 years.

With our Over 50s Life Insurance, please remember that the total paid in premiums could be more than the cash pay-out (depending on how long you live) and your plan has no cash-in value at any time.

Find your future the friendly way

Need help finding the right product for you? Our handy tool could help you choose. We've products designed to help you and your family whatever your goals in life.

Select ‘Invest for me’ or ‘Invest for a child’ to invest for you or a family member using your own ISA allowance. To invest for a child using the child’s allowance, select the ‘Invest for my child’ option. For Over 50's you can select to protect your family, too.

Click to select
Click to select
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Scottish Friendly – a name you can trust

We've been helping families just like yours since 1862. With a proud track record including numerous awards, a community of 814,000 members and £4.5 billion in assets under management, as of 26th April 2023.

Here to support you

As a member-led mutual, your family's future is what drives us. Not profits. Not shareholders (that would be tricky we don't have any).

We’re on your side at every step

Help is at hand at every step. Explore our collection of friendly articles, helpful information, and easy-to-get guides.

Super simple, super easy

With our user-friendly My Plans online platform and mobile app, accessing and managing your investments is easy. Join the 160,000 customers doing just that, as of 9th February 2024.

Get more from Scottish Friendly

Unlock more benefits with Scottish Friendly. Register for My Plans and go paperless to receive your My Benefits card. Get access to savings on top brands, retailers and entertainment.

Investing for life

We want saving and investing to be accessible. From moving home to enjoying retirement. From your child's education to their first set of wheels.

That’s why our Stocks & Shares ISAs and Junior ISAs are made for beginners and seasoned investors alike. Check out our free friendly guides.

isa guide

Guide to Saving & Investing

Ready to take charge of your financial future? Our friendly guide is here to help make sense of saving & investing, no matter your goals in life.

Guide to ISAs

New to ISAs or simply looking to refresh your knowledge? Our guide could help break down some of the essentials of ISAs, which could help you make informed decisions for your financial future.

Guide to Junior ISAs

Planning for your child's financial future? Our detailed guide to Junior ISAs could help walk you through some of the basics, benefits and how to get started on this long-term savings & investment journey.

Proud to be a mutual

Scottish Friendly isn’t just another financial services provider. We’re a mutual. Your interests are ours.

That’s because, unlike most financial organisations, we don't have shareholders to pay. You’re what matters most.

Plus, we’re not just friendly to our customers. We’re friendly to our communities and the world around us.

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