Envisage your financial future

We could provide a path to straightforward investing for you and your family. Capital at risk.

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Investment ISAs

Put a little away for yourself using the long-term growth potential of the stock market.

Investment ISAs

Junior ISAs

Use your child's Junior ISA allowance to give them a head start for their adult life.

Junior ISAs

Over 50s Life Insurance

Get Over 50s Life Insurance from just 23p a day depending on your age.

Over 50s Life Insurance

For our Investment ISAs and Junior ISAs keep in mind stock market investments can go down as well as up and you could get back less than you've invested. Tax treatment depends on individual circumstances and tax rules could change in the future.

With our Over 50s Life Insurance, please remember that the total paid in premiums could be more than the cash pay-out (depending on how long you live) and your plan has no cash-in value at any time.

Not sure which ISA might suit you?

Just answer a few quick questions to help you narrow it down.

Based on your answers, you might be interested in our...

My Ethical Choice (ISA)

Start investing for your future goals from just £10 a month, a lump sum from £100 or both.

Invest in our International Ethical Fund which has been designed to invest in shares of global companies that have been assessed to meet ethical critera.

Get flexibility over your payments and a My Rewards gift voucher worth up to £45 after you start investing. Gift terms apply.

Learn more and apply

We have three other investment ISAs designed to suit a variety of ways to invest: My Prime (ISA), My Choice (ISA), and My Easy Choice (ISA). Make sure you check that this one is right for you before you apply.

These questions are designed to help you decide which of our products could be the most appropriate for you. You do not need to choose this product if you don’t think it is the right choice for you. If you need any help or advice please speak to a financial adviser.

Important information - as with all stock market investments, your investment can go down as well as up and you could get back less than you have paid in.

My Easy Choice (ISA)

Start investing for your future goals from just £10 a month, a lump sum from £100 or both.

An easy start option of investing in just our Unitised With-Profits fund that gives you a peace of mind guarantee to get back at least as much as you've invested on your 10-year anniversary. Provided no switches or withdrawls are made.

Get flexibility over your payments and a My Rewards gift voucher worth up to £45 after you start investing. Gift terms apply

Learn more and apply

We have three other investment ISAs designed to suit a variety of ways to invest: My Prime (ISA), My Choice (ISA), and My Ethical Choice (ISA). Make sure you check that this one is right for you before you apply.

Important information - as with all stock market investments, your investment can go down as well as up and you could get back less than you have paid in.

My Choice (ISA)

Start investing for your future goals from just £10 a month, a lump sum from £100 or both.

A choice of 10 funds so you can pick those that best suit your needs, whether that is just one, a mixture of all 10 or somewhere in between.

Get flexibility over your payments and a My Rewards gift voucher worth up to £45 after you start investing. Gift terms apply.

Learn more and apply

We have three other investment ISAs designed to suit a variety of ways to invest: My Prime (ISA), My Ethical Choice (ISA), and My Easy Choice (ISA). Make sure you check that this one is right for you before you apply.

Important information - as with all stock market investments, your investment can go down as well as up and you could get back less than you have paid in.

My Prime (ISA)

Commit to investing for the longer term from both £100 a month, an initial lump sum from £2,000 or both.

A shortlist of 10 funds so you can pick those that best suit your needs, whether that is just one, a mixture of all 10 or somewhere in between.

An effective charge on your policy of 0.5%. Terms apply.

Learn more and apply

We have three other investment ISAs designed to suit a variety of ways to invest: My Choice (ISA), My Ethical Choice (ISA), and My Easy Choice (ISA). Make sure you check that this one is right for you before you apply.

Important information - as with all stock market investments, your investment can go down as well as up and you could get back less than you have paid in.

Proud to be a mutual

We're owned and run for the benefit of our members - people like you! Our friendly guide explains what makes a mutual like Scottish Friendly different and what being part of one means for you.

Guide to mutuals

Serving you since 1862

From modest beginning in 1862 we are proud to have grown over 160 years to one of the largest mutual life offices in the UK.

Go to Our history Our history
Award winning

We are proud of our achievements over the years and the awards we have won for our products and services.

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Supporting the community

We care about our people, customers and our role in supporting the wider community.

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All about us

Investing your way

At Scottish Friendly, we believe saving and investing should be open to everyone, that's why we have a range of products you can tailor to suit your needs.