Helping families since 1862We're trusted by over 854,000 members£4.4 billion in assets under management

Essential maintenance - you may be unable to access your account or our application process from 8am on Saturday 26th September until 6pm on Sunday 27th September. We apologise for any inconvenience.

Scottish Friendly Governance Advisory Arrangement Annual Reports Archive

Read our Governance Advisory Arrangement Annual Reports. 

Scottish Friendly Governance Advisory Arrangement 2023 Report (PDF)

Scottish Friendly Governance Advisory Arrangement 2022 Report (PDF)

Measuring Value for Money for Members Report June 2021 (PDF)

Scottish Friendly Governance Advisory Arrangement 2020 Report (PDF)

Scottish Friendly Governance Advisory Arrangement 2019 Report (PDF)