Given that charges reduce the effective size of the pension account for members, it is important to ensure these are as low as possible whilst still capable of supporting the provision of quality service and investment management. The illustrations on this page show the compounding effect of administration charges and transaction costs applied within the default investment strategies applying to members, as well as a representative range of fund options.

Scottish Friendly Personal Pensions Plan (ULPP Staff)

Scottish Friendly Staff Scheme Charge Illustration (PDF) 0.09 MB