Taking care of your future together
We’re here to make investing in your family's future friendly and fuss-free. Not sure where to start or looking to find out more? Don't worry. We'll guide you every step of the way.
For our Investment ISAs and Junior ISAs, keep in mind stock market investments can go down as well as up and you could get back less than you’ve invested. Tax treatment depends on individual circumstances and tax rules could change in the future. Junior ISA investments belong to the child and cannot be accessed until they turn 18. A £50 exit fee applies within the first 5 years.
With our Over 50s Life Insurance, please remember that the total paid in premiums could be more than the cash pay-out (depending on how long you live) and your plan has no cash-in value at any time.
Find your future the friendly way
Need help finding the right product for you? Our handy tool could help you choose. We've products designed to help you and your family whatever your goals in life.
Select ‘Invest for me’ or ‘Invest for a child’ to invest for you or a family member using your own ISA allowance. To invest for a child using the child’s allowance, select the ‘Invest for my child’ option. For Over 50's you can select to protect your family, too.
Scottish Friendly – a name you can trust
We've been helping families just like yours since 1862. With a proud track record including numerous awards, a community of 838,000 members and £4.6 billion in assets under management, as of 25th April 2024. Here is a link to our latest report and accounts.
Investing for life
We want saving and investing to be accessible. From moving home to enjoying retirement. From your child's education to their first set of wheels.
That’s why our Stocks & Shares ISAs and Junior ISAs are made for beginners and seasoned investors alike. Check out our free friendly guides.
Proud to be a mutual
Scottish Friendly isn’t just another financial services provider. We’re a mutual. Your interests are ours.
That’s because, unlike most financial organisations, we don't have shareholders to pay. You’re what matters most.
Plus, we’re not just friendly to our customers. We’re friendly to our communities and the world around us.