Scottish Friendly management team

Jim Galbraith, Chief Executive

Jim Galbraith BSc, MBA, FFA - Chief Executive

Jim Galbraith has been with Scottish Friendly since 1988. He became Chief Executive in January 2017. Prior to this, Jim was appointed Scottish Friendly's Deputy Chief Executive in 2009 having previously been Director of Strategy and before this Appointed Actuary. He was appointed to the Board as an Executive Director in April 2006. Jim is also a director of Scottish Friendly subsidiary companies: Scottish Friendly Asset Managers Limited, Scottish Friendly Insurance Services Limited and Scottish Friendly Trustee Company Limited. Prior to joining Scottish Friendly, Jim worked in IT and in marketing for Scottish Life where he qualified as an actuary. Jim graduated in Actuarial Mathematics & Statistics from Heriot Watt University and went on to obtain an MBA from the University of Warwick in 1993.


Neil Lovatt, Commercial  Director

Neil Lovatt ACII, BA (Hons), MSc - Commercial Director

Neil Lovatt joined Scottish Friendly in June 2006 as Sales and Marketing Director and joined the Board as Commercial Director in January 2017. As Commercial Director, Neil plays a key role in the development of the Group’s strategy and is responsible for all aspects of marketing, product development and distribution channels. Prior to joining Scottish Friendly, Neil had 14 years marketing experience at Scottish Life, latterly as Head of Marketing Development. He previously served 6 years in Scottish Life International running the marketing operation as Director of Marketing Development. Neil is an Associate of the Chartered Insurance Institute, has a BA (Hons) in Politics from Hull University and a Masters Diploma in Investment Analysis from Stirling University.