Scottish Friendly management team

Fiona McBain, Chief Executive

Fiona McBain MA, ACA - Chief Executive

Fiona McBain joined Scottish Friendly in 1998, was appointed to the Board in April 2005 and became Chief Executive in January 2006. Graduating from Glasgow University with an MA (Hons) in Psychology, she qualified as a chartered accountant with Arthur Young (now EY) in London, working across a number of industry sectors in the UK and then in the US. Prior to joining Scottish Friendly, Fiona was engaged in the finance functions at Scottish Amicable, then Prudential plc. In March 2007, Fiona was awarded the title of Scottish Enterprise Female Director of the Year at the Institute of Directors (Scotland) award ceremony and the following year won Business Leader of the Year at the Glasgow Business Awards. In 2010 she received two awards: Director of the Year (Glasgow & West of Scotland) and Female Director of the Year at the Institute of Directors (Scotland) Awards. She additionally was recognised in 2011 with a Highly Commended at the UK Director of the Year Awards - Large Company category. Besides being a director of the Association of Financial Mutuals Fiona is also a director at Scottish Mortgage Investment Trust PLC and is a trustee of Save the Children UK.


Jim Galbraith, Deputy Chief Executive

Jim Galbraith BSc, MBA, FFA - Deputy Chief Executive

Jim Galbraith has been with Scottish Friendly since 1988. He became the Scottish Friendly's Deputy Chief Executive in 2009. Prior to this Jim was Appointed Actuary from 1997 and became Director of Strategy in April 2005. He was appointed to the Board as an Executive Director in April 2006. Jim is also a director of Scottish Friendly subsidiary companies: Scottish Friendly Asset Managers Limited, Scottish Friendly Insurance Services Limited and Scottish Friendly Trustee Company Limited. Prior to joining Scottish Friendly, Jim worked in IT and in marketing for Scottish Life where he qualified as an actuary. Jim graduated in Actuarial Mathematics & Statistics from Heriot Watt University and went on to obtain an MBA from the University of Warwick in 1993. Jim's remit to date at Scottish Friendly has encompassed all aspects of actuarial and risk management, product development, tax, compliance and customer service. He also led the projects to implement the wrap administration services for Nucleus and for Aviva as well as the sale of the operation to Citi.


Neil Lovatt, Sales and Marketing Director

Neil Lovatt ACII, BA (Hons), MSc - Sales and Marketing Director

Neil Lovatt joined Scottish Friendly in June 2006 as Sales and Marketing Director. Neil is responsible for all aspects of marketing, product development and distribution channels. Prior to joining Scottish Friendly, Neil had 14 years marketing experience at Scottish Life, latterly as Head of Marketing Development. He previously served 6 years in Scottish Life International running the marketing operation as Director of Marketing Development. Neil is an Associate of the Chartered Insurance Institute, has a BA (Hons) in Politics from Hull University and a Masters Diploma in Investment Analysis from Stirling University.