We're Scottish Friendly

At Scottish Friendly, our range of affordable Investment ISAs and bonds are designed to help you make the most of your money using the long-term growth potential of the stock market.

Investment ISAs

Junior ISA

Investment Bonds

Investment ISAs

Tax-efficient investing using your ISA allowance.

Please remember the value of investments can go down as well as up so you or your child could get back less than you've paid in. If you cash before the end of 5 years there will be a £50 deduction from your cash-in value.

Tax treatment depends on individual circumstances and tax rules could change in the future.

My UK Tracker Select (ISA)

From £50 a month

Invest in one fund: our UK Tracker fund

Learn more and apply

My Select (ISA)

From £50 a month

Choose from a selection of funds

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My MoneyBuilder Select (ISA)

From £50 a month

A single fund choice with a guaranteed minimum cash lump sum on your 10-year anniversary of investing. Terms apply

Learn more and apply

If the child withdraws money before the end of 5 years there will be a £50 deduction from your cash-in value.

Tax-free means the funds grow free from tax, with the exception of tax we've already paid on your behalf (such as on dividends from UK shares).

My Select (Junior ISA)

From £10 a month, a lump sum from £50 or transfer in from another Junior ISA provider.

Learn more and apply

Scottish Bond

Put away £25 a month and start a Scottish Bond. It's tax-free investing using your tax exempt savings allowance exclusively available to friendly societies.

Learn more and apply

Child Bond

Put away £25 a month and your child will receive a guaranteed minimum cash sum after 10 years of investing, or on their 18th or 21st birthday.

Learn more and apply

Proud to be a mutual

We’re owned and run for the benefit of our members - people like you!

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Award winning

We are proud of our achievements over the years and the awards we have won for our products and services.

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Supporting the community

We care about our people, customers and our role in supporting the wider community.

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All about us

We're Scottish Friendly

Proud to be a mutual

Award winning

Supporting the community