We're Scottish Friendly
We offer a range of affordable Stocks & Shares ISAs and Junior ISAs, designed to help you!
Ready-made Stocks & Shares ISAs
Our carefully selected single fund ISAs come with different features designed to suit you. These ready-made options could be an ideal choice to begin your journey as an investor, even if you’re on a budget. They offer tax-efficient investing and put the growth potential of the stock market hard at work.
Once set up, you'll be able to access the other funds available within the My Select (ISA) range, giving you full control.
My MoneyBuilder Select (ISA)
An easy option of investing in just our Unitised With-Profits fund that gives you a peace of mind guarantee to get back at least as much as you’ve invested on your 10-year anniversary. Provided no switches or withdrawals are made.
10-year guarantee
From £20 per month
From £100 lump sum or both
Keep in mind that stock market investments can go down as well as up, so you could get back less than you've paid in. Tax treatment depends on individual circumstances, and tax rules could change.
If you cash before the end of 5 years there will be a £50 deduction from your cash-in value.
Stocks & Shares Junior ISAs
Your child deserves the best! A Junior ISA could help to give them a great start in adult life by helping to build them a long-term investment.
Our Junior ISA invests in stocks and shares which gives it access to the growth potential of the stock market. You can invest a total of £9,000 in Junior ISAs in the current tax year and can be split across both a Cash Junior ISA and Stocks & Shares Junior ISA.
My Select (Junior ISA)
Select from a choice of 9 funds including a Unitised With-Profits fund that comes with a guaranteed minimum payout when the child turns 18, provided no switches or withdrawals are made.
My Ethical Select (Junior ISA)
Our International Ethical Fund has been designed to invest in shares of global companies that have been assessed to meet ethical criteria. This means you can use your child’s Junior ISA allowance to invest for a more ethical future.
Ethical fund choice
From £20 a month
From £50 lump sum or both
Keep in mind that stock market investments can go down as well as up, so your child could get back less than you've paid in. Tax treatment depends on individual circumstances and tax rules could change in the future.
If within the first 5 years of setting up the policy the registered contact transfers the policy to another Junior ISA manager, there will be a charge of £50 deducted from the withdrawal value. Only a mum, dad or guardian can take out a Junior ISA for the child. However, once set up anyone can contribute. The funds in a Junior ISA belong to the child and can only be accessed by them when they turn 18.
Proud to be a mutual
Scottish Friendly isn’t just another financial services provider. We’re a mutual. Your interests are ours.
That’s because, unlike most financial organisations, we don't have shareholders to pay. You’re what matters most.
Plus, we’re not just friendly to our customers. We’re friendly to our communities and the world around us.