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An ISA with a guarantee

My MoneyBuilder Select (ISA) gives you a guarantee on your 10 year anniversary as well as growth potential, as long as you don't make any withdrawals or switch out of the fund. Capital at risk.

Could be right for you if...

  • You want to invest from £10 a month or make a lump sum payment of £100 or both.

  • You want a single fund choice with a guaranteed minimum cash lump sum on your 10-year anniversary of investing. Terms apply.

  • You want to manage your ISA online and on the go with our My Plans online portal and mobile app available on the App Store and Google Play.

About our MoneyBuilder Select (ISA)

When you set up a MoneyBuilder Select (ISA), your money will be invested in an investment policy within a Scottish Friendly ISA. The policy then invests in our Unitised With-Profits fund, which you can read more about in the 'Invest in a single fund?' section.

Flexible payments let you invest from £10 a month, or make a lump sum payment of £100 or both.

Invest alongside other ISA types up to your annual £20,000 ISA limit.

You can also choose to automatically raise your monthly payment amount by a set percentage every year - e.g. 2.5%, 5% or 10%. This is called your yearly payment increase rate.

Available to adults ages 18 or above who are resident in the UK.

Winner of 'Leading Investment Firm UK' at the International Business Magazine Awards 2022 and 'Best Tax Efficient Products Provider UK' at the World Business Outlook Awards 2022.

My Benefits discount card

Another bonus we have to help our customers is our My Benefits Vectis discount card. After you have signed up for My Plans and opted to go paperless, we'll send you out the card in the post. Once you register the card online you are ready to make some fantastic savings and take advantage of special offers from leading brands such as ASDA, Waitrose, John Lewis and partners, B&Q, Currys, Sainsburys and many many more! You can also download the Vectis Card app in the App Store or Google Play, then use the card via the app on your mobile.

Ready to start investing?

It takes around five minutes to get started.  You’ll just need a debit card and your national insurance number to hand.  Please make sure you’ve read the Product Guide and the Key Information Document for the fund you wish to select.

Helping families to save and invest for 160 years