Make the most of your money with a Stocks & Shares ISA, a tax-free way to invest.
Invest alongside other ISA types up to your annual £20,000 ISA limit.
Stay in control - increase, decrease, stop or restart your monthly payments anytime.
Please note that Scottish Friendly doesn’t offer a Cash ISA. Keep in mind that the value of stock market investments can go down as well as up, so you could get back less than you’ve paid in, except on your 10-year investment anniversary, provided no fund switches or transfers are made.
Tax-Free means the investment grows free from tax, with the exception of any tax we’ve already paid on your behalf (for example on dividends from UK shares). Tax treatment depends on individual circumstances and may be subject to change.
Discover what you might get back
See how your money could grow with a My Easy Choice (ISA) using our handy tool to provide examples.
Your single fund investment choice
Get yourself a My Easy Choice (ISA), and:
Invest from £30 a month, a £100 lump sum - or both.
Your money will be invested in a My Choice investment policy within a Scottish Friendly ISA. This policy then invests in our Unitised With-Profits fund.
It comes with a minimum cash sum on your 10-year anniversary of investing (which is at least as much as you've invested). That's provided you don't make any withdrawals or switch money out of the fund.
Plus there's the potential for growth.
The fund information together with the Key Information Document (KID) gives you an overview of the fund, including any charges and should be read alongside the Product Guide.
Unitised With-Profits fund
A mixed managed fund from Scottish Friendly where premiums are pooled with those of other clients and returns are linked to the performance of the underlying assets within the fund.
More Scottish Friendly benefits
My Benefits Card
As a customer of Scottish Friendly when you register for My Plans and choose to go paperless, we’ll reward you with the My Benefits card which gives you access to fantastic savings and offers from thousands of leading retailers.
My Benefits Card
As a customer of Scottish Friendly when you register for My Plans and choose to go paperless, we’ll reward you with the My Benefits card which gives you access to fantastic savings and offers from thousands of leading retailers.
Important info before you get started
It takes about ten minutes to apply. You’ll need your bank details and your National Insurance number to hand.
Please make sure you’ve read the Product Guide and Key Information Document.
Scottish Friendly does not provide financial advice. The information provided is intended to help you make an informed decision about whether this product is right for you. If you are unsure, please seek advice from a financial adviser, who may charge for their services and should explain any fees in advance.
To apply for this ISA you need to be 18 or over and a UK resident. For the current tax year the overall maximum you can save across all your ISA types is £20,000. Please remember that this is a medium to long term investment (of at least 5 years, preferably 10). Your investment will grow free from tax, except for any tax we pay on your behalf (such as on dividends from UK shares). Tax treatment will depend on your own circumstances and may be subject to change in the future. Investments can go down as well as up and you may get back less than you’ve paid in, except on your 10-year investment anniversary, provided no fund switches or transfers are made.
Why invest with Scottish Friendly?
We've been helping families for over 160 years
Our contact centre is based in the UK
With no shareholders we work hard for you
Trusted by over 854,000 members and looking after assets worth £4.4 billion, as of 31st December 2025.
Download our My Plans app
The My Plans app gives you a convenient way to stay connected to your investments and see how you're progressing towards your financial goals.
Your investments at your fingertips
Quick & secure biometric login
Set goals & track your progress
Manage investment pots within your ISA
Access your account anytime, anywhere
