Investing in their future

Kids. As they get bigger, so do their future expenses. However, a Junior ISA could help their money grow as fast as they do for when they reach adulthood. 

At Scottish Friendly, we believe everyone should be able to save and invest for their child's future. That's why we're here to help you navigate the monetary maze but first, here are some of the things they could use the money towards...

Their first wheels

Accelerate their independence. Beat the twists and turns of first-car ownership by getting a plan on the road right now.

car keys

A place of their own

Investing in their future could mean helping them secure a deposit for that first home. Giving them the keys to their own kingdom (and you a bit of peace and quiet).

home decor

Further learning

Whether it's college, university, an apprenticeship or work experience. Your child may rely on the Bank of Mum and Dad to get started.


Investing with a Junior ISA

If you want to give your child a helping hand in adult life, a Junior ISA could be the way to do that. They offer tax-free investing, making the most of the growth potential of the stock market.

jisa allowance

You can invest up to £9,000 in the current tax year, minus any amounts in another type of Junior ISA.

secure lock

Junior ISAs are held in your child's name. The money invested belongs to your child and can only be accessed by them, when they turn 18.

loved ones

Once set up, family and friends can also contribute to help them when they start out in adult life.

Remember, the value of investments can go down as well as up and your child could get back less than you've paid in. Tax-free means the funds grow free from tax, with the exception of tax we've already paid on their behalf (such as dividends from UK shares). Tax treatment depends on individual circumstances and tax rules could change in the future.

Get the ball rolling

Our Junior ISA means you can manage their investment according to their needs, starting from just £10 a month. If you can stretch a bit further, amazing. You could push their future a little further.

Unsure about Junior ISAs and the different types available? Our handy, go-to guide could help.

New to saving and investing? Our guide could help. From the next steps to how putting money aside offers a future to look forward to.