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Investment ISAs

Whether planning for your own or your family's future, make the most of your ISA allowance with an Investment ISA.

Our Investment ISAs offer tax-efficient investing, putting your money to work using the long-term growth potential of the stock market.

My Choice (ISA)

If you want more control of your investment, with a selection of nine funds to choose from, this could be for you.

The funds offer a range of risk and reward profiles so you can pick those that suit your needs best.

Start from an affordable £10 a month, or a lump sum from £100.

My Easy Choice (ISA)

If you'd like a straightforward option of investing in one fund, this could be for you.

Peace of mind with a guarantee to get back at least as much as you've invested on your 10-year anniversary. Terms apply.

Start from an affordable £10 a month, or a lump sum from £100.

ISA quick guide

Individual Savings Accounts (ISAs) are designed to help people like you make the most of your money, by saving or investing tax-efficiently. Here's a quick guide to how they work.

There are four types of ISA for adults: Investment ISA, Cash ISA, Innovative Finance ISA and Lifetime ISA. You can have one of each in each tax year.

Your annual tax efficient allowance is £20,000 for the tax year 2017/2018. This is the total amount that you can save or invest in your ISAs.

Tax is not charged on any interest earned or gains made (other than dividends from UK shares) within an account.

Need help managing your ISA?

It's easy to start managing your ISA online with My Plans. But if you need some help getting things done, or aren't sure where to start, we've lots of FAQs and tutorials to get you going.

Why choose Scottish Friendly?

  • Since 1862

    We've been helping families to save and invest for over 150 years and proud to be one of the largest mutuals in the UK.

  • We're a mutual

    As a mutual, we're owned and run for the benefit of our members. We don't have shareholders, so any profits are normally reinvested for the interest of our members.

  • You're protected

    Your money is protected by the Financial Services Compensations Scheme.

Looking to invest for your child?

A Junior ISA helps you build a long-term investment, so that when your child turns 18 it could give them a handy cash sum for whatever they want - from a deposit on their first house, to paying for university costs.

Already used your ISA allowance?

If you've already maxed out our ISA allowance this year, or you're looking for an alternative investment, our Bonds offer another way to invest tax-efficiently.