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Investment ISAs

Whether planning for your own or your family's future, make the most of your ISA allowance with an Investment ISA.

Our Investment ISAs offer tax-efficient investing, putting your money to work using the long-term growth potential of the stock market.

 

My Easy Choice (ISA)

If you're looking for an easy start option of investing in one fund, this could be for you.

Start from just £10 a month, or a lump sum from £100.

Peace of mind with a guarantee to get back at least as much as you've invested on your 10-year anniversary. Provided no switches or withdrawals are made.

Get flexibility over your payments and up to £45 My Rewards card when you start investing.

My Choice (ISA)

If you're looking for more control over your investment with a choice of funds and flexible payment options, this could be for you.

Start from just £10 a month, or a lump sum from £100.

A choice of funds so you can pick those that suit your needs best.

Get flexibility over your payments and up to £45 My Rewards card when you start investing.

My Prime (ISA)

If you're looking for a shortlist of funds and don't need the flexibility to change your payment options, this could be for you.

Commit to investing from £100 a month, or an initial lump sum from £2,000.

A shortlist of funds so you can pick those that suit your needs best.

An effective charge of just 0.5%. Terms apply.

Add a policy to your existing ISA

Adding a policy to your existing Scottish Friendly ISA can help you manage your different saving and investing goals - you can have as many policies as you like within your ISA limit for the year.

My Easy Choice and My Choice customers

Start a new policy from just £10 a month, a lump sum of £100 or both.

My Prime Customers

If you have a My Prime (ISA), you can start a new policy from £100 a month, an initial lump sum of £2,000 or both.

ISA quick guide

Individual Savings Accounts (ISAs) are designed to help people like you make the most of your money, by saving or investing tax-efficiently. Here's a quick guide to how they work.

There are four types of ISA for adults: Investment ISA, Cash ISA, Innovative Finance ISA and Lifetime ISA. You can have one of each in each tax year.

Your annual tax efficient allowance is £20,000 for the tax year 2018/2019. This is the total amount that you can save or invest in your ISAs.

Tax is not charged on any interest earned or gains made (other than dividends from UK shares) within an account.

ISAversary Prize Draw

Open a new ISA or Junior ISA or add another pot to an existing ISA or Junior ISA from the 6th March up until the 30th April 2019, and you could win one of 20 £1000 cash prizes.

Terms and conditions apply. No purchase necessary.

Need help managing your ISA?

It's easy to start managing your My ISA online with My Plans and with our Mobile App available on the iOS and Google play stores. But if you need some help getting things done, or aren't sure where to start, we've lots of FAQs and tutorials to get you going.

Why choose Scottish Friendly?

  • Since 1862

    We've been helping families to save and invest for over 150 years and proud to be one of the largest mutuals in the UK.

  • We're a mutual

    As a mutual, we're owned and run for the benefit of our members. We don't have shareholders, so any profits are normally reinvested for the interest of our members.

  • You're protected

    Your money is protected by the Financial Services Compensations Scheme.

Looking to invest for your child?

A Junior ISA helps you build a long-term investment, so that when your child turns 18 it could give them a handy cash sum for whatever they want - from a deposit on their first house, to paying for university costs.

Already used your ISA allowance?

If you've already maxed out our ISA allowance this year, or you're looking for an alternative investment, our Bonds offer another way to invest tax-efficiently.

Need help?

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