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My Choice (ISA)

A tax-efficient investment using your ISA allowance and the long -term growth potential of the stock market.

New tax year offer. Invest in a My Choice (ISA) between 6- 30 April and get a My Rewards gift voucher worth up to £55.

Capital at risk. Gift terms and tax rules apply.

Could be right for you if...

  • You want to invest from £10 a month or make a lump sum payment of £100, or both.

  • You want a choice of 10 funds to choose from, ranging from low to high risk.

  • You want to manage your ISA online and on the go with our My Plans online portal and mobile app available on the App Store and Google Play.

About our My Choice (ISA)

Our My Choice (ISA) is a tax-efficient plan that can help you save and invest for your future over the medium to long term.

Flexible payments let you invest from £10 a month, or make a lump sum payment of £100 or both.

Invest alongside other ISA types up to your annual £20,000 ISA limit.

Offers more growth potential than cash over the longer term, although there is a risk that you could lose money.

New tax year offer. Invest between 6-30 April and get a welcome gift worth up to £55. Gift terms apply.

Winner of 'Leading Mutual Insurer' and 'Best Tax Efficient Products Provider UK' at the World Business Outlook Awards 2023.

Could you invest more?

If you would like to pay in regular contributions of £100 a month or more and don’t need the flexibility of stopping, lowering or restarting your payments, we have another product that could be more suited to you. My Prime (ISA) gives you access to the same funds, whilst enabling you to invest more.

What you could get back?

See how your money could grow based on your premium and fund choice within a My Choice (ISA). This tool provides examples of what you could get back in the future based on a payment amount.

Select the amount you’d like to invest:
Select how many years you’d like to invest for:
Select a yearly payment increase rate:

Projected returns on

  • lump sum
  • per month
  • Invested in the
  • Over years at
  • yearly payment increase rate
  • * Total amount invested of at per month

0.25% assumed annual growth

3.25% assumed annual growth

6.25% assumed annual growth
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ISA Prize Draw

It's good to get into a regular savings and investment habit. Plus when you open a new ISA or add a new policy to your existing ISA with us, you'll automatically be entered into our prize draw for a chance to be one of three lucky winners to win back the total amount you've invested this tax year, up to £20,000!

 

Exclusions, terms and conditions apply 

 

 

My Rewards gift voucher

New tax year offer. Invest between 6-30 April and get a welcome gift worth up to £55. The more you choose to invest each month, the greater the value of your welcome gift. You can redeem your voucher at numerous retailers throughout the UK including Argos, John Lewis & Partners, and Marks & Spencer.

 

We will send your My Rewards voucher within 28 days of receiving your first payment. Once registered you will be able to access the full list of retailers.

 

We reserve the right to refuse the issue of gifts where multiple ISA applications have been made, and where we consider that the terms of this reward offer have been abused.

 

Please note the Gift code will expire after 12 months from date of issue.

Premium Gift voucher value

£10- £14.99
£15- £19.99
£20- £24.99
£25- £29.99
£30- £34.99
£35- £39.99
£40+

£25 My Rewards voucher
£30 My Rewards voucher
£35 My Rewards voucher
£40 My Rewards voucher
£45 My Rewards voucher
£50 My Rewards voucher
£55 My Rewards voucher

My Benefits discount card

Another bonus we have to help our customers is our My Benefits Vectis discount card. After you have signed up for My Plans and opted to go paperless, we'll send you out the card in the post. Once you register the card online you are ready to make some fantastic savings and take advantage of special offers from leading brands such as ASDA, Costa, John Lewis and partners, B&Q, Currys, Sainsburys and many many more! You can also download the Vectis Card app in the App Store or Google Play, then use the card via the app on your mobile.

Ready to start investing?

It takes around five minutes to get started.  You’ll just need a debit card and your national insurance number to hand. Please make sure you’ve read the Product Guide  and Key Information Documents for the fund(s) you wish to select.

Helping families to save and invest for over 160 years

Learn more

Investing can seem like a tricky business, so if you have a few questions or aren't sure where to start, we have some useful guides to help get you started.

Need help?

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