Welcome gift terms and conditions
Get up to £345 in My Rewards gift vouchers to spend at a wide range of your favourite places. You can choose to invest in an initial lump sum, set up a regular monthly payment or do both. The more you choose to invest, the greater the value of your welcome gift. You can redeem your voucher at numerous retailers throughout the UK including Argos, John Lewis & Partners, and Marks & Spencer.
For example:
Scenario 1: If you chose to invest a lump sum of £4,000 which remained invested for 6 months, you'd be eligible to receive a £100 voucher.
Scenario 2: If you chose to set up a regular monthly payment of £35, after your first payment is received in your account, you'd be eligible to receive a £40 voucher.
Scenario 3: If you chose to invest a lump sum of £15,000 and also set up a regular monthly payment of £40, you'd be eligible to receive vouchers to the value of £345. Please note that we will send a £45 voucher 28 days after your first eligible monthly payment is received in your account and a £300 voucher 6 months after the anniversary of your lump sum investment provided that the initial lump sum value remains invested for that time.
The tables below show the gift voucher value you would get back based on your chosen investment amount and payment type.
Lump sum premium gift voucher value
The table below shows the gift voucher value you would get back based on your chosen lump sum premium amount when you apply.
We'll send your My Rewards voucher within 28 days of your 6 month investment anniversary assuming your initial lump sum payment is still invested after that time. Please note the gift code will expire after 12 months from date of issue.
| My Premium | My Rewards Voucher Value |
| £15,000 - £20,000 | £300 voucher |
| £10,000 - £14,999 | £200 voucher |
| £4,000 - £9,999 | £100 voucher |
Regular monthly premium gift voucher value
The table below shows the gift voucher value you would get back based on your regular premium amount.
We'll send your My Rewards voucher within 28 days of receiving your first monthly premium. Please note the gift code will expire after 12 months from date of issue.
| My Premium | My Rewards Voucher Value |
| £40+ | £45 voucher |
| £35 - £39.99 | £40 voucher |
| £30 - £34.99 | £35 voucher |
| £25 - £29.99 | £15 voucher |
| £20 - £24.99 | £10 voucher |
Eligibility criteria
You must be a UK resident aged 18 or over.
Offers applicable to new and existing customers where new policies are opened directly with Scottish Friendly and does not include payments into an existing policy.
Only one offer will be applied per customer per payment type. For example, one monthly payment reward and one lump sum reward.
Offer applicable to investments made into new policies in the following products only: My Choice (ISA), My Easy Choice (ISA) and My Climate Leader Choice (ISA).
We reserve the right to refuse the issue of gifts where multiple ISA applications have been made and where we consider that the terms of this offer have been abused.
My Rewards voucher value will be based on the premium value paid.
Your instruction to invest a lump sum policy must be received and processed after 00:01 on 25th August 2025.
Scottish Friendly accepts no liability for technical errors or communication failures in networks and/or internet access.
Gift codes valid for 12 months from date of issue.
Lump sum payments must remain invested in your account for a minimum of 6 months.
Monthly payments must be set up and first payment received into your account.
Excludes ISA transfers.