Helping you plan for your financial future
We believe everyone should be able to save and invest. That's why we offer a range of affordable investment products to help you reach your financial goals.
Helping families to save and invest for over 150 years
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Proud to be a mutual
We're owned and run for the benefit of our members - people like you!
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Award winning
Best Mutual Insurer:
CFI.co UK Awards, 2019 & 2020
Best Junior ISA Provider:
Moneyfacts Investment Life & Pension Awards 2019. -
We're rated 'great'
Our customers have rated their experience with us as 'great' on Trustpilot.
Insights hub
We're keeping and eye on the financial health of UK households with our quarterly Disposable Income Index survey.
Visit our insights hub and use our Disposable Income Index tool to see how you measure up.
Existing customer
Looking to manage your products online? If you need some help, or you're not sure where to start, we've got FAQs and tutorials to get you going.
Cost of Cash Report
New research from Scottish Friendly in conjunction with the Centre for Economics and Business Research, reveals that savers have received £75 billion in interest since ISAs were first introduced in 1999. However, these same savers could have achieved £202 billion in interest in returns if they had instead opted to invest in the stock market - £127 billion more.