Making investments open to everyone
Build a cash sum from £10 a month or more!
Getting started with tax-efficient savings and investments
If you're thinking about investing for the first time, it can feel a bit daunting.
So if you're not sure where to begin, tell us who you're investing for and explore your options.
Put a little away for yourself using the long-term growth potential of the stock market.
Make use of your own ISA allowance to invest for your grandchildren's future.
Who we are
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Since 1862
We've been helping families to save and invest for over 150 years and proud to be one of the largest mutuals in the UK.
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We're a mutual
As a mutual, we're owned and run for the benefit of our members. We don't have shareholders, so any profits are normally reinvested for the interest of our members.
Helping you plan for your financial future
We believe everyone should be able to save and invest. That's why we offer a range of affordable investment products to help you reach your financial goals.
Insights hub
We're keeping and eye on the financial health of UK households with our quarterly Disposable Income Index survey.
Visit our insights hub and use our Disposable Income Index tool to see how you measure up.
Existing customer
Looking to manage your products online? If you need some help, or you're not sure where to start, we've got FAQs and tutorials to get you going.
Scottish Friendly Children's Book Tour
2018 marks the 20th anniversary of the Scottish Friendly Children's Book Tour in partnership with the Scottish Book Trust. We are touring this year with some of the previous authors from the last 20 years.
