Supporting you with clarity and confidence

Many of us look for a bit of reassurance when thinking about investing, whether we’re taking our first steps, transferring a cash sum or simply wanting some peace of mind along the way. 

That’s where our seal comes in. It’s there to help you discover the fund choice that provides your investment guarantee. Our seal is designed to: 

  • Give you confidence by helping you quickly identify the fund that includes an investment guarantee 

  • Make your choices clearer, especially if you’re comparing different investment fund options 

  • Point you towards added reassurance, where an investment guarantee may support your goals 

  • Help you feel more supported, with a mark of trust that’s simple and straightforward 

For ISA customers stock market investments can go down as well as up, so you could get back less than you pay in except on your 10 year investment anniversary, when investing in our Unitised With-Profits fund, provided no withdrawals or switches are made.

For JISA customers stock market investments can go down as well as up, so your child could get back less than you pay in except on their 18th birthday, when investing in our Unitised With-Profits fund, provided no withdrawals or switches are made.

Established in 1862 refers to Scottish Friendly.

Investing for all, all through life

Check out our range of saving and investing options and we could help you get on the path to a brighter future.

Still confused? Money matters can be mind-boggling. Especially investing. That's why we've compiled a handy range of Friendly guides to make everything crystal clear.

Puzzled by ISAs? Perplexed by funds? Our easy guide shows you the way.

Saving for a child? Smart idea. A Junior ISA could help you build a long-term investment path ready for them from 18.

Investment ISA or a Cash ISA? What’s the difference? We’ve sorted all the facts to help you make an informed choice.