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Our product range

Whether planning for your own or a child's future, we're here to help with a range of tax-free investing solutions: like ISAs to make the most of your tax-free individual savings allowance, and Bonds to squeeze even more tax-free benefits out of your money.

Investment ISAs

Start investing for your future goals from just £10 a month.

Invest up to £20,000 using your own ISA allowance in the 2022/2023 tax year, less any amount already in a Cash ISA, Innovative Finance ISA or Lifetime ISA.

Our range of Investment ISAs let you manage your payments and investment to suit your circumstances.

More about ISAs

Individual Savings Accounts are designed to help people like you make the most of your money by offering tax-free savings and investing.

At Scottish Friendly we want to make investments accessible for all - opening up the long-term growth potential of the stock market to individual savers through our Investment ISAs.

Junior ISA

Invest for your child's future from £10 a month.

Invest up to £9,000 using your child's Junior ISA allowance in the 2022/2023 tax year, less any amount already in a Cash Junior ISA.

Once started, anyone can contribute to the child's investment.

More about Junior ISAs

Junior ISAs are designed to help build a long-term investment for your child to help them as they start out in adult life.

Unlike an adult ISA, anyone can contribute to the child's investment once set up by a parent or guardian. That's as long as everyone sticks within the annual limits of course.


A tax-efficient investment, in addition to your ISA allowance.

Invest up to £25 a month using a tax allowance exclusive to Friendly Societies.

Life cover is also included as part of the tax benefit for you or your child.

More about Investment Bonds

Tax-exempt savings plans, or Bonds as we call them, offer another way to shelter your investment from the taxman alongside your ISA allowance.

Life Cover

Protection plans to give you peace of mind for you and your family's future.

We've teamed up with a selection of partners to provide you with effective life cover for a variety of needs.

Helping families to save and invest for 160 years

Add a policy to your existing ISA

Adding a policy to your existing Scottish Friendly ISA can help you manage your different saving and investing goals - you can have as many policies as you like within your ISA limit for the year.

Manage your ISA online

You can manage your Scottish Friendly ISA and Junior ISA policies securely online with My Plans. If you need some help, or you're not sure where to start, we've got FAQs and tutorials to get you going.

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