Our product range

At Scottish Friendly, we’re here to help you and your family secure a better financial future.

As with all investments, your capital is at risk.

Stocks & Shares ISAs

Boost your savings potential with our Investment ISAs. Invest for a rainy day or towards the potential of a sunnier future.

Stocks & Shares Junior ISAs

Invest in your child's future with our Junior ISAs. From their first car to a helping hand into adult life, start building for their tomorrow, today.

Over 50s Life Insurance

Plan for some peace of mind with our Over 50's life insurance. Ensure your loved ones are cared for when you're no longer around.

For our Investment ISAs and Junior ISAs, keep in mind stock market investments can go down as well as up and you could get back less than you’ve invested. Tax treatment depends on individual circumstances and tax rules could change in the future. Junior ISA investments belong to the child and cannot be accessed until they turn 18. A £50 exit fee applies within the first 5 years.

With our Over 50s Life Insurance, please remember that the total paid in premiums could be more than the cash pay-out (depending on how long you live) and your plan has no cash-in value at any time.

Stocks & Shares ISAs

Two simple ways to get started. You can invest from £10 a month so long as you are over 18, a UK resident and haven’t used up your current annual ISA allowance, which is £20,000.

Ready-made

An easy start option of investing in an ISA. Our carefully selected single fund options include:

  • A fund with a 10-year guarantee

  • A fund with Ethical credentials

Do-it-yourself

A selection of funds to invest in, so you can choose the ones that suit your needs best: 

  • Choice of 10 funds from low to high risk

  • Select just one, a mixture of all 10, or somewhere in between

Stocks & Shares Junior ISAs

Two simple ways to start investing for your child’s financial future. Invest from £10 a month and when they turn 18, it could provide a handy cash sum for wherever life takes them.

Ready-made

An easy start option of investing in a Junior ISA.

  • A fund with Ethical credentials

Do-it-yourself

You can pick from 9 funds that best suit their needs.

  • Choice of funds from low to high risk

  • Select just one, a mixture of all 9, or somewhere in between

Over 50s Life Insurance

Over 50s life insurance allows you to plan ahead and leave behind a lump sum after you’re gone.

Over 50s

Plan for peace of mind with our Guaranteed Over 50s Life Insurance, safe in the knowledge that your cover is in place. 

  • Cover from as little as £0.23 per day, based on a 50 year old, non-smoker with £2,000 cover.

  • No medical questions and guaranteed acceptance if you’re aged between 50 and 74 and are a UK resident.

Find your future the friendly way

Need help finding the right product for you? Our handy tool could help you choose. We've products designed to help you and your family whatever your goals in life.

Select ‘Invest for me’ or ‘Invest for a child’ to invest for you or a family member using your own ISA allowance. To invest for a child using the child’s allowance, select the ‘Invest for my child’ option. For Over 50's you can select to protect your family, too.

Click to select
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My Plans app

Take control of your Scottish Friendly ISA and Junior ISA investments wherever you are with the My Plans App. It offers a secure and easy way to manage your accounts, check your investments, and make changes on the go.

On your mobile or tablet, open the camera and point your device at the QR code. A link will pop up, tap this, and you’ll be taken straight to download the app.