Junior ISA guides
Whether you're saving or investing for a child's future, our Junior ISA guides are here to help. Explore clear, straightforward information covering Junior ISA types, allowances and key considerations to help you better understand your options.
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Junior ISA rules to be aware of
Junior ISA rules allow parents or legal guardians to open and manage an account for a child, with savings or investments growing tax‑free - free from UK income tax and capital gains tax, under current rules - up to the child’s annual £9,000 limit (2026/27) under current rules.
Can a grandparent open a Junior ISA?
Grandparents can't open a Junior ISA for their grandchildren unless they are the legal guardian, but they can contribute to an existing Junior ISA once set up.
Find your future the friendly way
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Select ‘Invest for me’ or ‘Invest for a child’ to invest for you or a family member using your own ISA allowance. To invest for a child using the child’s allowance, select the ‘Invest for my child’ option. For Over 50's you can select to protect your family, too.