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Scottish Friendly management team

Find out more about the management team at Scottish Friendly.

Jim Galbraith BSc, MBA, FFA

Chief Executive


Jim Galbraith has been with Scottish Friendly since 1988. He became Chief Executive in January 2017. Prior to this, Jim was appointed Scottish Friendly's Deputy Chief Executive in 2009 having previously been Director of Strategy and before this Appointed Actuary. He was appointed to the Board as an Executive Director in April 2006.

Jim is also a director of Scottish Friendly subsidiary companies: Scottish Friendly Asset Managers Limited, Scottish Friendly Insurance Services Limited and Scottish Friendly Trustee Company Limited.

Prior to joining Scottish Friendly, Jim worked in IT and in marketing for Scottish Life where he qualified as an actuary. Jim graduated in Actuarial Mathematics & Statistics from Heriot Watt University and went on to obtain an MBA from the University of Warwick in 1993.

Neil Lovatt ACII, BA (Hons), MSc

Commercial Director


Neil Lovatt joined Scottish Friendly in June 2006 as Sales and Marketing Director and joined the Board as Commercial Director in January 2017. As Commercial Director, Neil plays a key role in the development of the Group’s strategy and is responsible for all aspects of marketing, product development and distribution channels.

Prior to joining Scottish Friendly, Neil had 14 years marketing experience at Scottish Life, latterly as Head of Marketing Development. He previously served 6 years in Scottish Life International running the marketing operation as Director of Marketing Development.

Neil is an Associate of the Chartered Insurance Institute, has a BA (Hons) in Politics from Hull University and a Masters Diploma in Investment Analysis from Stirling University.

Martin Pringle BSc, FCA

Finance Director


Martin Pringle joined Scottish Friendly in June 2016 as Finance Director and was soon after also appointed Company Secretary. Martin joined the Board at Scottish Friendly in February 2018.

Martin came to Scottish Friendly with a wealth of financial services and financial risk senior management experience including work for E-Sure, as European chief financial officer, for general insurance company Assurant and as head of financial risk for Lloyds TSB Investments.

More about us

We're dedicated to the efficient provision of financial products and services. Find out more about who we are and how we operate.

Scottish Friendly continues to invest for the future to deliver long-term value for its members.

The Scottish Friendly Marketing Group consists of several companies that are authorised and regulated.

The delegate system is the mechanism by which Scottish Friendly engages with, and is accountable to, its members.

Making investing open to everyone

We offer a range of affordable tax-efficient ways to invest - from Investment ISAs and Junior ISAs to Investment Bonds.

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