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Archive for January, 2013

With the new year well and truly under way and the excesses of the festive season rapidly becoming a distant memory, now is the perfect time to think about getting your finances in order. In this article, we look at a few ideas to take control of your spending. Start now and by the time the new financial year comes around in April, hopefully you…


Do mutuals matter? I hear you ask. And, for that matter, what is a mutual anyway? Okay, pay attention at the back; let’s start at the beginning: A mutual is an organisation owned by its members and run for their benefit. Instead of focusing on profit and keeping shareholders happy, mutual members contribute to one big ‘pot’, then benefit from the resulting services and products,…


Remember that old story about the tortoise and the hare? How the latter zipped off, ran out of steam and was eventually overtaken by the steady-but-less-spectacular performer? Well when it comes to savings and investments, long-term investment plans could be a good way to ensure you’re a winner in the end too. Yes, patience is a virtue in this race — and options like 10…


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