Scottish Friendly welcome the Chancellor’s decision to consult on the integration of Child Trust Funds and Junior ISAs and urges the chancellor to switch all CTFs to the JISA regime emulating the exchange of former PEP wrappers to ISAs. One need only take a cursory glance at the confusion and poor customer outcomes created in pensions as successive governments changed wrappers over time causing a…
I noted almost a year ago about the death of the Maximum Investment Plan. At the time I was particularly delighted that the government was getting to grips with closing off such an obvious tax loophole for the rich and well advised. However little did I know then that the blunt instrument that the government was about to apply to killing off a richman’s tax…
Rainy days don’t have to be a washout when it comes to entertaining yourself or the kids. So look on the bright side and have a bash at these far-from-soggy suggestions. 1. An in-tents experience So what if you’ve had to postpone that picnic with the kids? Have it inside instead — and go camping at the same time. Set up a small dome or…
Here at Scottish Friendly, we recently ran a survey on our website about your saving plans and habits. The survey was conducted in 2012 over a period of 4 weeks and received over 1,600 responses. After generating some key statistics, we produced this infographic to illustrate our findings.
Everybody has their own simple savings tips. Why not tweet them to us for your chance to win a £25 M&S gift voucher. Tweet your tip starting with the hashtag #simplesavingtips. You must also include @scotfriendly in your tweet. Scottish Friendly will select the top ten tips and the winners will be notified using Twitter. To be eligible for the competition, you will also need to follow@scotfriendly….
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