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Archive for April, 2015

Don’t worry – there’s not long to go. The election that never seems to end will be over by next Friday… or will it? On the morning after the night before, you might imagine that you won’t have to hear from that seemingly endless parade of political leaders anymore but, not only could the result be far from clear cut meaning further horse-trading between political…


Annual General Meetings are by definition regular events. However, Scottish Friendly’s Annual General Meeting for 2015, which takes place today, is a little more special. For a start, as you may have seen from this morning’s media coverage, Scottish Friendly has reached a landmark in its assets under management: it has reported that at the end of 2014, it reached the milestone £1 billion mark….


How many ISAs can I have is a question often asked by savers and investors. The answer is, in any one tax year you can pay into 2 ISAs. You can pay into one Investment ISA (also known as a Stocks & Shares ISA) and one Cash ISA (not offered by Scottish Friendly) per tax year. This is provided you do not exceed the total…


It’s such a difficult concept to argue against: freedom. For some you just need to picture Mel Gibson with blue face paint screaming the word and it’s “case closed”. Freedom encapsulates the abolition of slavery, the granting of the right to vote to all men and women, the rights and freedoms we have to speak out on any issue. It’s such a difficult term to…


Author Virginia Woolf in her renowned 1925 novel, ‘Mrs Dalloway’, described one its characters thus:  “he is elderly, past fifty now”. Ouch!  That hurt!   Perhaps Woolf can be forgiven for her words were written only a few years after the end of World War 1, a dreadful period in history when many did not even reach their twenties. Contrast Woolf’s then perception of over-fifties with…


We all want the best in life, don’t we? The supermarket value pack of ready-made lasagne looks delicious enough but don’t you feel duty-bound to go for the luxury version instead? And rather than supermarket own brand bleach, you feel you owe it to yourself and your family to take the brand name bleach that “kills all germs dead” even though deep down you know…


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