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Archive for November, 2015

With the current uncertainty in the UK and world economy perhaps there has never been a better time to start saving or investing for a rainy day. But how do you go about budgeting, and what options are available to you and your family today? We have enlisted the help of TV finance expert Jasmine Birtles to answer some questions submitted by bloggers that their audiences want answering.


Have you started your Christmas shopping yet? It can be tricky thinking of just the right gifts for friends and family at this time of year – and some people are just impossible to buy for. So that’s why we got thinking here at Scottish Friendly. As a special Christmas treat, we are giving away a different prize every day from December 1st – 24th….


Aye! It’s me once again, Bob Friendly. Now I know that we don’t celebrate it, but Thanksgiving always makes me think how privileged we are for the goalkeeper. Without those who protect our goals, we would see results like 9-3 or 8-6. Now that doesn’t seem like much fun to me, I would much rather watch flying saves and moments of madness. It is often…


On Monday I said that today’s Autumn Statement would reveal whether appeals for clemency in relation to the Chancellor’s proposal to reduce tax credits had fallen on deaf ears. In a spectacular u-turn that demonstrated Mr Osborne’s ears are not hard of hearing, today the proposals weren’t even watered down, they were jettisoned. Christmas has therefore come early for thousands of lower and mid income…


The Chancellor of the Exchequer, George Osborne, has made a name as a reforming Chancellor and, while not without controversy, his reforms over the past 20 months – in which period we’ve seen three budgets! – have been generally welcomed in respect of ISAs and pensions. There has been renewed commitment to ISAs with increased savings limits and a long-overdue simplification of rules about saving…


Are interest rates finally going to start heading upwards? More than six years after the Bank of England took the unprecedented decision to cut its base rate to just 0.5%, as the UK struggled to recover from the financial crisis; top economists believe that a hike will take place at some point in 20161. Nothing is certain. The UK’s negative inflation rate may give the…


Hot or cold? The winners and losers in this week’s Super Saver football predictions The nights may be drawin’ in with a distinct chill in the mornings, but some keepers are just warming up! Thankfully, the football is back on our screens this weekend. It is good to see our Premier League super savers back after the international break, especially as Scotland weren’t playing. There…


This October the Scottish Friendly Children’s Book Tour visited 10 secondary schools with the fantastic author and spoken word artist Steven Camden. The tour kicked off at Arran High School where we were met by the smell of freshly baked pastries (which we all agreed was a brilliant way to start the school day!) before a very windy ferry ride took us back to the…


Aye! It’s me Bob Friendly, here again to provide you with the best predictions in town. Last week was a bit of a shocker for some keepers, our Super Saver Huerelho Gomes had a right howler at the weekend – letting in a softie and then conceding a penalty! Well, most of the Premier League goalkeepers get a rest this weekend as we have the…


In October 2015 the Scottish Friendly Children’s Book Tour visited secondary schools in North Ayrshire, East and West Dunbartonshire with the brilliant author and spoken word artist Steven Camden. Over the course of a jam-packed week Steven shared his infectious enthusiasm for storytelling with over 1200 pupils from 10 different schools. He encouraged pupils to share their ideas and gave them an insight into his…


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