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Archive for ‘Insights’

A new study reveals Brits spend more time dithering over insignificant, day-to-day decisions, than they do considering important financial matters. The research, commissioned by Scottish Friendly*, reveals that people struggle far more making relatively trivial decisions about what to have for dinner or what to watch on Netflix than they do about making important choices about their financial future. Deciding what birthday or Christmas presents…


Here at Scottish Friendly House, deep in Glasgow’s Blythswood Square, we thought we’d seen and heard all the money savings tips known to mankind over the last decade. However the Great British public has proved to be as resourceful as ever and rose admirably to our latest challenge with a host of savings tips that can really help families be “quids in” during this period…


One of the things we at Scottish Friendly do for all participants in our Great British Savings Challenge is give them a savings pot. Even if they don’t actually use the pot to place any money saved from smarter shopping or other gains, the pot serves as a physical reminder (although at times it might feel  like a poison chalice!) of the challenge in hand.  …


This week the latest UK inflation figures were released showing that inflation remains at 2.3%.  Good news, relatively speaking, that it didn’t go up again last month.  However, that’s only part of the picture.  The fact is, as we all know from our weekly or monthly visits to the supermarket, food prices have continued their seemingly inexorable rise – last month by a not inconsiderable…


You don’t need me to tell you that the pound in your pocket isn’t going as far these days, but it’s now official. Not only does Scottish Friendly’s latest Disposable Income Index (DII) reveal that seven in ten UK households (70%) are worried about the impact rising inflation will have on their disposable household income in the next twelve months, the Office for National Statistics…


Wow! Has Scottish Friendly’s Great British Savings Challenge opened the eyes of one of our participants, Nikki Watts! Challenged to using a cash budget only of £300 for two weeks, Nikki has learned some great ways of managing her money – in some cases the hard way, but that’s all part of life’s ups and downs. Our challenge to Nikki was just that – a…


Were you thinking of buying your nearest and dearest a Louis Vuitton suitcase for Christmas? A Chanel handbag perhaps? Or maybe you want to back Britain by surprising a certain someone with a headscarf from Burberry? No? Neither was I – which is just as well as it’s reported that some of the world’s most famous luxury brands — including Burberry, Chanel and Rolex —…


Could post-Brexit Britain be a good time to start putting back into our own economy? Interest rates recently dropped to an all-time low of 0.25% – a figure not seen in the Bank of England’s 300+ year history, so with poor returns on traditional savings accounts, why aren’t more of us planning to change our saving and investment behaviour? Scottish Friendly’s quarterly Disposable Income Index…


Scottish Friendly recently surveyed the country to find out how much disposable income UK households  have left over. When it came to different ages, we found some interesting results which we’ve detailed in the infographic below. For more information around the disposable income index, please see the My Insights Hub


Good With Money recently pulled together a guide in their quest to try and understand finance for the over-40s – and the results make for interesting reading: The wage peak – for men Finances are markedly different for men and women in their 40s. Men aged between 40 and 49 will be reaching their peak earning potential, pulling in just under £34,000 each year. Women…


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