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Featured ISA Articles

An investment plan is quite different to a savings plan. Investments are normally considered as a commitment for the medium to long term – so at least 5 to 10 years. Here are some key points you may want to consider if you are thinking of making an investment plan. 1. Decide what are you investing for Do you have a long term investment goal, or a…


So you want to make a lump sum investment but don’t know where to start? I suspect you are not alone, particularly if you are new to saving and investing. With interest rates being low and set to remain so in the immediate future at least, making a lump sum investment into a savings account with a bank or building society isn’t what it used…


It seems that everyone is busy these days. If you are a homeowner, especially, you will be more than aware of the time and effort, not to mention money that you have to invest in your property just to maintain it. And if you have kids, try doubling that cost! It seems like you have no longer re-decorated a room, repaired some chipped plasterwork or…


I’ve been reading a great book – it’s called Sapiens: A Brief History of Humankind by Yuval Noah Harari. As the title suggests, it covers the full gamut of history from the dawning of humanity through to our technological age and beyond. It asks many pertinent questions such as: What if Neanderthal man had survived to this day and existed alongside homo sapiens as a…


Our little bundles of joy aren’t little for very long. My baby turned one last week and the past year has gone by in the blink of an eye. With time moving on so quickly, saving and investing for our babies when they are young could be a good idea. However, when you’re up to your eyes in nappies,  its not always at the forefront of your mind. The budget…


There are many ISA providers in the marketplace today – but why choose Scottish Friendly? Take a look below at some reasons why you may want to consider Scottish Friendly as your ISA or Junior ISA provider. 1. We’re a mutual Scottish Friendly are a mutual. What does this mean? It means we don’t have shareholders and all our profits are used to benefit our…


How many ISAs can I have is a question often asked by savers and investors. The answer is, in any one tax year you can pay into 2 ISAs. You can pay into one Investment ISA (also known as a Stocks & Shares ISA) and one Cash ISA (not offered by Scottish Friendly) per tax year. This is provided you do not exceed the total…


We all want the best in life, don’t we? The supermarket value pack of ready-made lasagne looks delicious enough but don’t you feel duty-bound to go for the luxury version instead? And rather than supermarket own brand bleach, you feel you owe it to yourself and your family to take the brand name bleach that “kills all germs dead” even though deep down you know…


Spend beyond your means at Christmas? You’re not alone. A lot of people find things tough, financially, when the festivities are over and the dust has settled. And when it comes to present buying, relying on a mixture of credit card purchases, plundering well intentioned savings accounts, borrowing from relatives and whatever other funds can be mustered is not an uncommon position for many people…