Envisage their financial future

We could provide a path to straightforward investing for you and your family. Capital at risk.

Building blocks displaying the Moneyfacts Awards won by Scottish Friendly

Junior ISAs

A Junior ISA is an Individual Savings Account for a child that allows your child's investment's to grow tax-efficiently.

We all want our kids to get the best possible start in adult life and a Junior ISA could help build a long-term investment for them.When they turn 18 it could provide a handy cash sum for whatever they want - from a deposit on their first house, to getting them started on their chosen career path.

Keep in mind stock market investments can go down as well as up, so your child could get back less than you've paid in. If the child withdraws money before the end of 5 years, there will be a £50 deduction from the withdrawal value.

Tax treatment depends on individual circumstances and tax rules could change in the future.

About the Scottish Friendly Junior ISA

Only a parent or guardian can take out a Junior ISA on a child's behalf however the Junior ISA belongs to the child and the money is theirs when they turn 18.

Our Junior ISA invests in stocks & shares which gives it access to the growth potential of the stock market. You have a choice of 9 funds from low to high risk.

Anyone can contribute to a Junior ISA: grandparents, friends, and family alike. Another option would be using your own ISA allowance to invest for a child.

If you still have questions find out more about Junior ISAs in our Friendly guide to Junior ISAs.

My Select (Junior ISA)

Use your child's Junior ISA allowance to invest for their future.

A selection of nine funds to choose from, so you can tailor your child's investment.

From £10 a month or more, a lump sum from £50 or transfer in from another Junior ISA provider.

Winner of Best Junior ISA Provider 2023 for the 5th year running at the Investment Life and Pensions Moneyfacts Awards.

When you take out a My Select (Junior ISA) we'll pay £50 into the Junior ISA for your child.

Learn more and apply for a My Select (Junior ISA)

My Ethical Select (Junior ISA)

Use your child's Junior ISA allowance to invest for a more ethical future.

Invest in a single International Ethical fund.

From £10 a month or more, a lump sum from £50 or transfer in from another Junior ISA provider.

Winner of Best Junior ISA Provider 2023 for the 5th year running at the Investment Life and Pensions Moneyfacts Awards.

When you take out a My Ethical Select (Junior ISA) we'll pay £50 into the Junior ISA for your child.

Learn more and apply for a My Ethical Select (Junior ISA)

ISA Prize Draw

It's good to get into a regular savings and investment habit. Plus when you open a new ISA or add a new policy to your existing ISA with us, you'll automatically be entered into our prize draw for a chance to be one of three lucky winners to win back the total amount you've invested this tax year, up to £20,000!

Exclusions, terms and conditions apply

Manage your child's Junior ISA online and on the go

It's easy to start managing your child's Junior ISA with My Plans online and on the go with our mobile app. But if you need some help getting things done, or aren't sure where to start, we've lots of FAQs and tutorials to get you going.

My Plans online

My Plans mobile app

Looking to invest for yourself?

An Investment ISA could help you build a long-term investment, whatever your financial goal might be. Perhaps towards a new car or family holiday?

Investment ISAs

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