Skip to content

Friendlier investing for your family.

Get your child's future off to a great start.

Junior ISAs

A Junior ISA is an Individual Savings Account for a child that allows your child's investment's to grow tax-efficiently.

We all want our kids to get the best possible start in adult life and a Junior ISA could help build a long-term investment for them.When they turn 18 it could provide a handy cash sum for whatever they want - from a deposit on their first house, to getting them started on their chosen career path.

 

About the Scottish Friendly Junior ISA

Only a parent or guardian can take out a Junior ISA on a child's behalf however the Junior ISA belongs to the child and the money is theirs when they turn 18.

Our Junior ISA invests in stocks & shares which gives it access to the growth potential of the stock market. You have a choice of 9 funds from low to high risk.

Anyone can contribute to a Junior ISA: grandparents, friends, and family alike. Another option would be using your own ISA allowance to invest for a child.

If you still have questions find out more about Junior ISAs in our Friendly guide to Junior ISAs.

My Select (Junior ISA)

Use your child's Junior ISA allowance to invest for their future.

A selection of nine funds to choose from, so you can tailor your child's investment.

From £10 a month or more, a lump sum from £50 or transfer in from another Junior ISA provider.

Winner of Best Junior ISA Provider 2023 for the 5th year running at the Investment Life and Pensions Moneyfacts Awards.

When you take out a My Select (Junior ISA) we'll pay £50 into the Junior ISA for your child.

My Ethical Select (Junior ISA)

Use your child's Junior ISA allowance to invest for a more ethical future. 

Invest in a single International Ethical fund. 

From £10 a month or more, a lump sum from £50 or transfer in from another Junior ISA provider. 

Winner of Best Junior ISA Provider 2023 for the 5th year running at the Investment Life and Pensions Moneyfacts Awards.

When you take out a My Ethical Select (Junior ISA) we'll pay £50 into the Junior ISA for your child. 

ISA Prize Draw

It's good to get into a regular savings and investment habit. Plus when you open a new ISA or add a new policy to your existing ISA with us, you'll automatically be entered into our prize draw for a chance to be one of three lucky winners to win back the total amount you've invested this tax year, up to £20,000!

 

Exclusions, terms and conditions apply 

Manage your child's Junior ISA online and on the go

It's easy to start managing your child's Junior ISA with My Plans online and on the go with our mobile app. But if you need some help getting things done, or aren't sure where to start, we've lots of FAQs and tutorials to get you going.

Looking to invest for yourself?

An Investment ISA could help you build a long-term investment, whatever your financial goal might be. Perhaps towards a new car or family holiday?

Helping families to save and invest for over 160 years

Need help?

Top suggestions
    We couldn't find any results matching your search terms.