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Junior ISAs

We all want our kids to get the best possible start in adult life and a Junior ISA could help build a long-term investment for them.

When they turn 18 it could provide a handy cash sum for whatever they want - from a deposit on their first house, to paying for university costs.


About the Scottish Friendly Junior ISA

Only a parent or guardian can take out a Junior ISA on a child's behalf however the Junior ISA belongs to the child and the money is theirs when they turn 18.

Our Junior ISA invests in stocks & shares which gives it access to the growth potential of the stock market. You have a choice of 9 funds from low to high risk.

Anyone can contribute to a Junior ISA: grandparents, friends, and family alike. Another option would be using your own ISA allowance to invest for a child.

If you still have questions find out more about Junior ISAs in our Friendly guide.

My Select (Junior ISA)

Use your child's Junior ISA allowance to invest for their future.

A selection of nine funds to choose from, so you can tailor your child's investment.

From £10 a month or more, a lump sum from £50 or transfer in from another Junior ISA provider.

Winner of Best Junior ISA provider for the 3rd year running at the Investment Life and Pensions Moneyfacts Awards.

When you take out a My Select (Junior ISA) we'll pay £50 into the Junior ISA for your child.

Manage your child's Junior ISA online and on the go

It's easy to start managing your child's Junior ISA with My Plans online and on the go with our mobile app. But if you need some help getting things done, or aren't sure where to start, we've lots of FAQs and tutorials to get you going.

Looking to invest for yourself?

An Investment ISA could help you build a long-term investment, whatever your financial goal might be. Perhaps towards a new car or family holiday?

Already used your ISA allowance?

If you've already maxed out your ISA allowance this year, or you're looking for an alternative way to invest, our Bonds offer another way to invest tax-efficiently.

Helping families to save and invest for over 150 years

  • Proud to be a mutual

    We're owned and run for the benefit of our members - people like you!

  • Award winning

    Best Mutual Insurer: UK Awards, 2019, 2020 & 2021
    Best Junior ISA Provider:
    Moneyfacts Investment Life & Pension Awards 2019, 2020 & 2021

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    Our customers have rated their experience with us as 'great' on Trustpilot.

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