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Junior ISAs

We all want our kids to get the best possible start in adult life and a Junior ISA could help build a long-term investment for them.

When they turn 18 it could provide a handy cash sum for whatever they want - from a deposit on their first house, to paying for university costs.


About the Scottish Friendly Junior ISA

Only a parent or guardian can take out a Junior ISA on a child's behalf however the Junior ISA belongs to the child and the money is theirs when they turn 18.

Our Junior ISA invests in stocks & shares which gives it access to the growth potential of the stock market. You have a choice of 8 funds from low to high risk.

Anyone can contribute to a Junior ISA: grandparents, friends, and family alike. Another option would be using your own ISA allowance to invest for a child.

If you still have questions find out more about Junior ISAs in our Friendly guide.

My Select (Junior ISA)

Use your child's Junior ISA allowance to invest for their future.

A selection of eight funds to choose from, so you can tailor your child's investment.

From £10 a month or more, a lump sum from £50 or transfer in from another Junior ISA provider.

Winner of Best Junior ISA provider at the Investment Life and Pensions Moneyfacts Awards 2019.

When you take out a My Select (Junior ISA) we'll pay £50 into the Junior ISA for your child.

Take part in our prize draw

To celebrate 21 years of ISAs we are running a prize draw where you could win 1 of 21 £500 cash prizes. To enter, take out a new ISA, Junior ISA or bond, or add another pot to an existing ISA or Junior ISA via the website. Alternatively, you can apply via our app to open a new ISA, Junior or add another pot to an existing ISA or Junior ISA and you will receive two entries into our prize draw, instead of the usual one. The prize draw will run from 16th March until 31st May 2020. Prize draw terms and conditions apply. No purchase necessary.

Manage your child's Junior ISA online and on the go

It's easy to start managing your child's Junior ISA with My Plans online and on the go with our mobile app. But if you need some help getting things done, or aren't sure where to start, we've lots of FAQs and tutorials to get you going.

Why choose Scottish Friendly?

  • Established since 1862

    We've been helping families to save and invest for over 150 years and are proud to be one of the largest mutuals in the UK.

  • We're a mutual

    As a mutual, we're owned and run for the benefit of our members. We don't have shareholders, so any profits are normally reinvested for the interest of our members.

Looking to invest for yourself?

An Investment ISA could help you build a long-term investment, whatever your financial goal might be. Perhaps towards a new car or family holiday?

Already used your ISA allowance?

If you've already maxed out your ISA allowance this year, or you're looking for an alternative way to invest, our Bonds offer another way to invest tax-efficiently.

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