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Welcome to the Insights Hub

We are here to shed some light on the nation's savings and investment habits. You'll find info on our Disposable Income Index survey, our recommendation to improve the Lifetime ISA as well as our Great British Savings Challenge which took place during the summer.

Our comparison tools

Our handy tools are there to help you understand a little more about factors that affect savings habits.

Compare disposable income

Check how your disposable income compares in our latest report.

Lifetime ISA - special report

  • Household Saving is at an all-time low.

    Scottish Friendly’s report argues that the Lifetime ISA (LISA) presents an opportunity to help address this under-saving.

  • However improvements to the LISA are required.

    Allow employer contributions to be made into a LISA.

  • Address the age issue.

    Remove LISA age restrictions so people over 40 can open a LISA. Allow access to funds at same age as pension, namely 55 instead of 60.

The Great British Savings Challenge

Our mission was to make saving money as routine as the weekly shop and we tasked families across Britain to help us by taking part in various challenges.

Read the latest from our Insights Hub

The Generation Divide

The Generation Divide

If in doubt, we are cutting spending out

If in doubt, we are cutting spending out

How the Lifetime ISA could bridge the generation divide

How the Lifetime ISA could bridge the generation divide

Let’s cut back on credit so we can put money aside

Let’s cut back on credit so we can put money aside

The final results are in!

The final results are in!

Netflix or bills? Apparently we can’t decide!

Netflix or bills? Apparently we can’t decide!