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I’m 34 years old and live with my 2 dogs. I bought my house 4 years ago and was very lucky to get on the property ladder thanks to my generous older brother who helped me financially and came on my mortgage. Last year I took him off and now own my house alone. I work full time as a Key Account Manager. This year’s new year resolution is to travel more.
I am not saving as such but I do have a monthly standing order to my mum so that I can pay off the money I owe her. I started this in January this year after mortgaging and reducing my monthly outgoings. Any spare money is going towards traveling.
I save to pay off debt, holidays and little luxuries such as spa days.
In 5 years I hope to be 100% debt free (minus my mortgage), I currently have a 30 year mortgage, I would like to reduce this to 15 years.
Need help?
