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At Scottish Friendly we believe saving and investing is for everyone.
That's why we're here to help you navigate the monetary maze.
Having savings and investments that you can rely on means that you’re calling your own shots, with the freedom to make choices in your life separate from earning a monthly pay cheque.
Savings and investments are what will open the door to owning a home. Put simply, you need to have a deposit.
Whether it’s a vintage Jaguar you’re after, or a basic hatchback to get you from A to B, having a fund saved up can help get you moving.
We all need money for retirement. Planning for it early could relieve pressure on your finances over the long term.
Emergencies can be expensive, and we all know that we will likely encounter some sort of emergency from time to time. So why not be prepared?
If you're just getting started with investing, you might want to think about an Investment ISA.
Investment ISAs offer tax-free investing, putting your money to work using the long-term growth potential of the stock market.
Investment ISAs are normally considered medium to long-term investments, of at least 5 years but ideally 10.
You can invest up to £20,000 in the 2019/2020 tax year, less any amount subscribed to other types of ISA.
Tax-free means the funds grow free from tax, with the exception of tax we've already paid on your behalf (such as on dividends from UK shares).
Remember the value of investments can go down as well as up, and you could get back less than you've paid in. Tax treatment depends on individual circumstances and tax rules could change in the future.
At Scottish Friendly, we offer a range of Investment ISAs that let you manage your investments to suit your circumstances and start from £10 a month or more.
If you're confused about ISAs and the different types and would like to know more, our guide could help.
If you can't decide between an Investment ISA and a Cash ISA, we've weighed up some important factors to consider for both.
Investing for your child? A Junior ISA could help you build a long-term investment, that's theirs and they can access it when they turn 18.
We've been helping customers to invest for over 150 years.
That means any profits are used to benefit our members - people like you.
The value of your investment is protected by the Financial Services Compensation Scheme.
Our Disposable Income Index is a quarterly survey examining household income and expenditure. Visit our Insights hub and use our Disposable Income Index tool to see how typical household incomes vary over regions and age groups.
You can manage your Scottish Friendly ISA and Junior ISA policies securely online with My Plans. If you need some help, or you're not sure where to start, we've got FAQs and tutorials to get you going.
Need help?