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Our guide to investing for yourself

At Scottish Friendly we believe saving and investing is for everyone.
That's why we're here to help you navigate the monetary maze.

Some reasons to invest

Financial independence

Having savings and investments that you can rely on means that you’re calling your own shots, with the freedom to make choices in your life separate from earning a monthly pay cheque.

To buy a home

Savings and investments are what will open the door to owning a home. Put simply, you need to have a deposit.

To buy a car

Whether it’s a vintage Jaguar you’re after, or a basic hatchback to get you from A to B, having a fund saved up can help get you moving.

For your retirement

We all need money for retirement. Planning for it early could relieve pressure on your finances over the long term.

For emergencies

Emergencies can be expensive, and we all know that we will likely encounter some sort of emergency from time to time. So why not be prepared?

Investing with an Investment ISA

If you're just getting started with investing, you might want to think about an Investment ISA.
Investment ISAs offer tax-free investing, putting your money to work using the long-term growth potential of the stock market.

Investment ISAs are normally considered medium to long-term investments, of at least 5 years but ideally 10.

You can invest up to £20,000 in the 2023/2024 tax year, less any amount subscribed to other types of ISA.

Tax-free means the funds grow free from tax, with the exception of tax we've already paid on your behalf (such as on dividends from UK shares).

Getting started with an Investment ISA

We offer a range of Investment ISAs that let you manage your investments to suit your circumstances and start from £10 a month or more. Answer a few quick questions to find out which one might be right for you.

If you're confused about ISAs and the different types and would like to know more, our guide could help.

Guide to ISAs

If you can't decide between an Investment ISA and a Cash ISA, we've weighed up some important factors to consider for both.

Investment ISAs vs Cash ISAs

Investing for your child? A Junior ISA could help you build a long-term investment, that's theirs and they can access it when they turn 18. 

Guide to Junior ISAs

Manage your ISA online

You can manage your Scottish Friendly ISA and Junior ISA policies securely online with My Plans. If you need some help, or you're not sure where to start, we've got FAQs and tutorials to get you going.

Visit our Members area
Register for My Plans

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