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Child Bond

What is it?

It's tax-free investing using your child's tax exempt savings allowance exclusively available to friendly societies.

What is it for?

It's a fixed-term investment which could provide your child with a tax-free lump sum to help them take their first footsteps into adult life.

At a glance

The Child Bond is a tax exempt savings plan which offers tax-free growth potential.

Start from an affordable £10 to £25 a month.

Your child will receive a guaranteed minimum cash sum after either 10 years of investing, or on their 18th or 21st birthday.

How it works

Read on to find out more about how our Child Bond works and consider whether an Investment Bond is right for your child.

Apply online

Starting your plan with Scottish Friendly is safe, easy and you can complete your application online today. Once you're comfortable with the way our Child Bond works, make sure you've read the Product Guide and Key Information Document and then you can apply online.

Helping families to save and invest for over 150 years

  • Proud to be a mutual

    We're owned and run for the benefit of our members - people like you!

  • Award winning

    Best Mutual Insurer: UK Awards, 2019, 2020 & 2021
    Best Junior ISA Provider:
    Moneyfacts Investment Life & Pension Awards 2019, 2020 & 2021

  • We're rated 'great'

    Our customers have rated their experience with us as 'great' on Trustpilot.

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