Junior ISA Transfer
At Scottish Friendly we've made our transfer process as easy and straightforward as possible. Simply fill out a 10 minute form and we'll take care of the rest.
You can choose to invest for your child across a range of funds and with our friendly pricing the more you invest the lower their overall charge could be.
Gift terms apply. Capital at risk. £50 exit fee applies in the first 5 years.
Straightforward & no charge to transfer
Combine their Junior ISAs in one place
Our easy application takes just 10 mins
About the Scottish Friendly Junior ISA
With Scottish Friendly, you'll be investing with an award-winning Junior ISA provider:
Winner of Best Junior ISA Provider 2024 for the 6th year running at the Investment Life and Pensions Moneyfacts Awards.
Best Junior ISA Provider 2023 winner at the World Business Outlook Awards.
How to get started
If you are an existing Scottish Friendly customer, log into your My Plans account to get started. Just look for the transfer option under your existing policy.
Otherwise select from our two options below.
Please note that Scottish Friendly doesn’t offer a Cash Junior ISA. Keep in mind that stock market investments can go down as well as up, so your child could get back less than you've paid in. Tax treatment depends on individual circumstances and tax rules could change in the future.
If within the first 5 years of setting up the policy the registered contact transfers the policy to another Junior ISA manager, there will be a charge of £50 deducted from the withdrawal value. Only a mum, dad or guardian can take out a Junior ISA for the child. However, once set up anyone can contribute. The funds in a Junior ISA belong to the child and can only be accessed by them when they turn 18.
Why invest with Scottish Friendly?
We've been helping families for over 160 years
Our contact centre is based in the UK
With no shareholders we work hard for you
Trusted by over 838,000 investors and looking after assets worth over £4.6 billion, as of 25th April 2024
What gift can I get after I transfer my investment?
| Transfer Payment Value | My Rewards Voucher Value |
| £50,000 + | £500 voucher |
| £20,000 - £49,999 | £400 voucher |
| £15,000 - £19,999 | £300 voucher |
| £10,000 - £14,999 | £200 voucher |
| £6,000 - £9,999 | £150 voucher |
| £4,000 - £5,999 | £100 voucher |
| £2,000 - £3,999 | £50 voucher |
Terms and conditions
You must be a UK resident aged 18 or over.
Only one limited offer will be applied per customer per product type.
Offer applicable to new transfer requests received between 7 April and 31 May 2025.
Offer applies to transfer requests from new customers into a new policy and from existing customers into a new or existing policy.
We reserve the right to refuse the issue of gift vouchers where multiple transfer requests have been made and where we consider that the terms of this offer have been abused.
Offer not applicable to transfer requests from another Scottish Friendly policy.
Your instruction to transfer an ISA or Junior ISA from another provider must be received between 00:00 on 7 April 2025 and 23:59 on 31 May 2025.
Scottish Friendly accepts no liability for technical errors or communication failures in networks and/or internet access.
Gift codes valid for 12 months from date of issue.
Transfers must complete successfully and must remain invested in their account for a minimum of 6 months to qualify for the offer.
Your My Reward vouchers will be sent within 28 days of the 6 month investment anniversary of the completed transfer, assuming the full transfer amount is still invested after that time.
The minimum amount you can transfer to be eligible for the offer is £2,000.
The maximum voucher reward per individual transfer request for an ISA or Junior ISA is £500 with a transfer value above £50,000.
Transfer an ISA
If you are looking to transfer an ISA as an existing Scottish Friendly customer, log into your My Plans account account to get started. Just look for the transfer option under your existing policy.
If you are looking to transfer an ISA as a new customer please click here.