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ISAs for grandparents

 

If you want to use your ISA allowance to invest for your grandchildren's future, our Investment ISAs put your money to work using the long-term growth potential of the stock market.

 

Investment ISAs from Scottish Friendly

If you're investing in your grandchildren's future, there are a few reasons why an investment ISA from Scottish Friendly could be right for you.

Start investing from £10 a month or more.

You can split your ISA into pots - especially handy if you've got more than one grandchild to invest for.

Unlike contributing to a Junior ISA, it's your ISA, so you decide when to give it to them.

My Easy Choice (ISA)

If you're looking for an easy start option of investing in one fund, this could be for you.

Start from just £10 a month, or a lump sum from £100.

Peace of mind with a guarantee to get back at least as much as you've invested on your 10-year anniversary. Provided no switches or withdrawals are made.

Get flexibility over your payments and up to £45 My Rewards card when you start investing.

My Choice (ISA)

If you're looking for more control over your investment with a choice of funds and flexible payment options, this could be for you.

Start from just £10 a month, or a lump sum from £100.

A choice of funds so you can pick those that suit your needs best.

Get flexibility over your payments and up to £45 My Rewards card when you start investing.

My Prime (ISA)

If you're looking for a shortlist of funds and don't need the flexibility to change your payment options, this could be for you.

Commit to investing from £100 a month, or an initial lump sum from £2,000.

A shortlist of funds so you can pick those that suit your needs best.

An effective charge of just 0.5%. Terms apply.

Helping families to save and invest for over 150 years

  • Proud to be a mutual

    We're owned and run for the benefit of our members - people like you!

  • Award winning

    Best Mutual Insurer: 
    CFI.co UK Awards, 2019 & 2020
    Best Junior ISA Provider:
    Moneyfacts Investment Life & Pension Awards 2019.

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    Our customers have rated their experience with us as 'great' on Trustpilot.

Junior ISA quick guide

ISA stands for Individual Savings Account and is a tax-free way to put money aside for the future. A Junior ISA (JISA) is a special version for children that, by using it to save or invest, can provide a lump sum for a child when they reach 18.

Only a parent or guardian can take out a Junior ISA on a child's behalf.

The Junior ISA belongs to the child and the money is theirs when they turn 18.

Anyone can contribute to a Junior ISA: grandparents, friends, and family alike.

They can only invest a total of £9,000 in Junior ISAs in the 2020/2021 tax year.

Want to know more about ISAs?

If you're confused about ISAs and the different types and would like to know more, our guide could help.

Investing for your child? A Junior ISA could help you build a long-term investment, that's theirs and they can access it when they turn 18. 

If you can't decide between an Investment ISA and a Cash ISA, we've weighed up some important factors to consider for both.

Need help?

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