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Add a policy to your child's Junior ISA

What is it?

It's tax-free investing, using your child's Junior ISA allowance and the long-term growth potential of the stock market.

What is it for?

Whether it's for university fees, their first home or car purchase when they turn 18, adding a policy to their Junior ISA could help towards making it come true.

How is it different?

Once set up, anyone can add their own policy to the child's Junior ISA and help invest for their future.

At a glance

Add a policy to the child's Junior ISA from just £10 a month.

Add as many policies as you like as long as you stay within the child's annual Junior ISA allowance.

Give your policy a name to help you keep track, for example ‘Gift from Granny’ or ‘Uncle Allan’s Uni Fund’.

When you add a pot and invest again, you'll get a £25 welcome gift. We'll also donate £10 to Action for Children (Charity number 1097940 (England and Wales) and SC038092 (Scotland)). T&Cs apply.

How it works

Read on to find out more about how to add another policy to the child's Junior ISA and consider whether it's right for you and your child.

Apply online

Adding a policy to the child's Junior ISA with Scottish Friendly is safe, easy and you can complete your application online today. Once you're comfortable with the way our My Choice policy works, make sure you've read the Product Guide document then you can apply online.

Before you get started you'll need the child's date of birth handy and their client reference number.

The client reference number is a unique reference we allocate in our system to identify them. The child's registered contact (usually their parent or guardian) will have been given this number when they opened the Junior ISA with us. Simply ask them to let you know the number and you're ready to apply online today.

Helping families to save and invest for over 150 years

  • Proud to be a mutual

    We're owned and run for the benefit of our members - people like you!

  • Award winning

    Best Mutual Insurer: UK Awards, 2019, 2020 & 2021
    Best Junior ISA Provider:
    Moneyfacts Investment Life & Pension Awards 2019, 2020 & 2021

  • We're rated 'great'

    Our customers have rated their experience with us as 'great' on Trustpilot.

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